Recent content by AFloat

  1. AFloat

    24 hours without the Internet or Email

    We live on a boat cruising the Pacific coast of Mexico and we'll go months without internet and when we do get internet in a port it's so slow that it's impossible to watch a video. We haven't seen a video of a cat in years. When we're out on anchor we do get emails via a system using a HAM...
  2. AFloat

    Credit Card Intl. Transaction Fee

    We're going to be out of the country for over a year and I don't want to pay the 3% international transaction fee on my VISA FIA Card (although I get 1.5% cash rewards to lower the transaction cost to 1.5%) or the 2.5% Amex charges. In my quick internet search it seems that Capital One charges...
  3. AFloat

    liveaboard costs of your dream boat

    I would concentrate more on the life style choice and less on the cost. Once you decide this is the life style you want you can find a boat to match your budget and plans. My wife and I have lived aboarded for the last 2 years up near Seattle. We’ve traveled from San Diego, where we bought our...
  4. AFloat

    Financial Advice for a 22 year old

    There is some great financial advise here but I would advise you to have some fun NOW! Try to find something you really like to do. Try different things; work, travel, start a business, volunteer, go back to school... You have plenty of time to try and fail at lots of things and still retire...
  5. AFloat

    Dream boat

    We found our dream boat last year, a 46 Nordhavn trawler. We have owned boats for many years but decided that it was time to sell the house and most of everything else, move onto a boat and see where that goes. FIRE Calc said we were close to having enough money and we can tolerate the financial...
  6. AFloat

    How many here have a boat?

    We live aboard a 46’ Nordhavn trawler and plan to cruise from Seattle to Alaska and then down to Mexico and beyond in the next 5 years. Not the cheapest thing we can do but for us it’s what we want. We have spent the last year selling the house and clearing out all of land side baggage so all we...
  7. AFloat

    Has someone taked a lot less for a better job

    Don’t waste your life doing something you don’t like. Find something you like to do and do that, regardless of the pay. I quit a good paying job to return to college to get an MBA, great decision that led to a completely new life.
  8. AFloat

    Online Canadian Pharmacy

    We're aware of the confiscation of prescription drugs by HS but that doesn't seem to be causing our delays. If one of our orders is late and we call them they will "expedite" the shipment and we'll get it in a week or so. I think our delays are caused by just plain old bad service. Of course...
  9. AFloat

    Online Canadian Pharmacy

    My wife and I were self employed before ER so we pay for our own health insurance and have chosen not to pay the high premiums for coverage of prescription drugs. My wife had cancer a few years back and requires on-going medication that we have been buying through an online Canadian pharmacy for...
  10. AFloat

    Hello ER Forum

    Our DB plan was just for my DW and me, no employees. It was great at the time but there was no need to continue it when we started working less. We just sold our home in the PNW and now live on our boat. We're now trying to figure out if we want to buy an RV to do some traveling during the...
  11. AFloat

    Hello ER Forum

    My wife and I were self employed for over 8 years and had a Defined Benefits plan that was costing nearly $2K a year to administer but we could put a ton of $ into it each year. In the last 2 years our income dropped as we worked less and we converted to a self-employed 401k. It doesn’t allow as...
  12. AFloat

    REduce burn rate with an RV. A used one?

    We live full time on a 44' boat in the PNW and we're seriously getting and older 30-35' RV for travel south in the winter. Spend the winter in the RV down south and the summers on the boat going to Alaska and back. For us, it sounds like the best of both worlds.
  13. AFloat

    Opinion: When will the Real Estate market reach bottom

    lots of anecdotal evidence of a bubble and links to other sites here - http://www.thehousingbubbleblog.com/
  14. AFloat

    Wow! Wild! OOfah

    I think it is criminal that a mega-corp can declare bankruptcy and walk away from their pension obligations so the mega-corp can return to “profitability” after years of bad management. The executives and banks will make billions while pensioners lose and the tax payer picks up the tab. And our...
  15. AFloat

    Any Dish Users Out There?

    We have DishNetwork on our boat. We bought it at a local store and they did the setup at the store because we don't have a phone line on the boat (see 'Do you have a cell phone' thread) and I installed it myself. We have the DVR running two TV's on the boat. We are very happy with it, no...
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