Recent content by gayl

  1. gayl

    Monthly Grocery Expenditure

    Generally $40 a week for groceries but I'm a solo, vegetarian in California so its inexpensive
  2. gayl

    Month long trip bring the laptop or not?

    Heading off to an almost month long trip to Australia and Asia fairly soon. April 1st -> 28th. Everything is on autopilot so the little that I need / want to do I'll do on my phone
  3. gayl

    How to Invest 401k Funds When Guaranteed Income Sources Pays for Most of Our Expenses

    Not exactly the same G-Man. I'm self insured for LTC but my pension has a 4% max cola based on whatever SSA gives. So 2023 SSA bump was 8.2% & this year it's 3.2%. So I got a pension bump of 4% both years & even if SSA is 0 this year, I'll still get 3.4% in 2025. That's where we differ. I really...
  4. gayl

    What have you read recently?

    Not sure this counts but I've been reading a lot more stories like this: https://www.the-sun.com/news/9998478/wells-fargo-bank-account-drained-zelle-scam-california/ I'm not sure why the bank is liable for her stupidity. Yes, I feel sorry for her for 2 reasons: (1) she was duped (2) she got to...
  5. gayl

    Fixed Income Investing II

    I took off for a month and unplugged. Do not like logging on in many places overseas.. Ouch. Have 25% of my CDs maturing end of year and wanted to buy some 5 yrs out. Now stumped. Do I go out 5 or 10 yrs?
  6. gayl

    Blow that Dough 2023

  7. gayl

    What did you do today? - 2023/2024 version

    Getting estimates on stamped concrete to compare with pavers estimates. Then I can continue with rewilding. Pretty sure I want it in the next 2 weeks
  8. gayl

    Blow that Dough 2023

    Looking for ideas for Santa Cruz De Tenerife. Just a few days worth. Suggestions? Also will it be shorts (70s°F) or jeans weather?
  9. gayl

    Blow that Dough 2023

    Sounds like a wonderful trip!!
  10. gayl

    Blow that Dough 2023

    wow that's a long LONG day. I'm fortunate enough to be able to do most places nonstop (from SFO). I pay more for a nonstop aisle seat but worth it. (Still to go in 2023: November in Italy, April 2024 in Australia then up to Japan - 4 weeks, November 2024 transatlantic starting with a week in...
  11. gayl

    Blow that Dough 2023

    I'm outside all the time. Bc I'm in sunny California I've got great weather 10 months out of the year with 1 hot & 1 cold month. I just don't do the gardening. I have a company for that. (Well when not traveling)
  12. gayl

    Blow that Dough 2023

    I am changing my yard. Not really landscaping per se more xeriscaping. Joining the no-lawn trend. So I removed a dead 30×30 manzanita and uncovered a fledgling oak. Not that expensive so far. Planted new native trees in front. Decided to fixed a failing patio. Still not so bad so far. Now I'm a...
  13. gayl

    What did you do today? - 2023/2024 version

    Got the supplies to repair / rebuild hardscape. Hoping to start it at 8am tomorrow
  14. gayl

    What did you do today? - 2023/2024 version

    Planted 3 more bulb gardens. Was going to rip out the sprinkler system but decided to just disconnect it. It's not going to be used again as I'm just replicating the plants on the hills around me. Fixing the pavers this month then I've 'xeriscaped' with almost all natives & just a little hard...
  15. gayl

    What did you do today? - 2023/2024 version

    Fox and coyote generally leave us alone. Its the bob cats & mountain lions that are problematic
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