Recent content by jeffd

Hi again, just a quick thought I have had for quite some time. I have had a respect/ fascination with the Amish lifestyle and there thumbing of their noses at a lot of what we think is so important. But I just wondered how they have faired through the housing/ inflation epidemics the rest of the...

There are a lot of things I don't understand about finances, one of them is when people say that a low interest mortgage is a hedge against inflation. If we are both at the gas station filling our cars up and you have a mortgage and I don't how are you better off and doing better against...

No argument with this, I think a lot of them just plain bought more house than they needed. Much like what has been happening for the last couple of years,paying 10- 50,000 over asking price. I wonder if they will be underwater in a year or two. I don't have any answers and I am in no-way...

I wonder how many people that lost their homes in 07 -08 wished they would have paid off their mortgage. My grand parents lived through the depression,they paid off the house, my parents did the same. It seems it's what people used to do, try to carry very little if not no debt. I did the...

ok, thanks.

Hi got a quick question on my ss/Medicare I signed up for Medicare last year when I turned 65 and have been paying them for 3 months at a time. Now I filed for Social Security on 3/9 and they are still processing my claim but now I received my Medicare bill for the next 3 months and it's due on...

I want to say thank you to all who responded. I went to the library and checked out a few of the NOLO books and have just started reading them, at first glance it looks like a will would probably be good enough for me. Like I said it's a pretty small estate but I'll read through the books and...

ok thanks you guys for the help, yea it's a pretty small estate, 2 accounts at VG 1 at Schwab,house and car. Just want it to be a simple affair when I'm gone, so probably just a will? and yes I will find a professional to write it up. under a $1000.00 you think?

Hi, long time lurker here joined a while back but mostly just lurk. I retired 2 years ago on a very tight non-planned retirement but it's going ok. So my questions are this, I am 66 divorced long time with 3 grown kids and I W have no will or trust and I know I need to fix that. Which one...

Thanks everyone for the help! I sent an e-mail to the help line on their credit journey site(takes 3 days to hear back).Did some digging around on there and had no alerts or concerns show up,no lates. I always pay the balance in full so it's confusing. Tried a few minutes ago to finish...

Hi again and thanks for the help ! I have been trying to register at credit karma but it stalls at step 3 because I have a freeze at trans union. so went and temporarily lifted at all 3 effective today, so how long should it take for credit karma be able to finish registration? Sorry for all...

Thanks for the response, I already froze the 3 about 1-1 1/2 ago. I was wondering though why do they have the online request for reports if they're not going to give you the report, am I missing something? If I went to my bank can they run a report for me?

Hi, I have a question about my credit score and getting my free yearly report. I have a cc account and home loan with chase and they have a credit score app that lets you check weekly. So I started checking it just to see and it's been at about 810-822 for quite awhile(bought new car in 2016...

Thanks for the quick responses! So your saying I am going to have to pay to get my own money out ? Also I am ashamed to say I really don't know what I am being charged Keep in mind I am playing catch-up on investing, reading until my eyes bleed! But after awhile none of it makes any sence,so...

Hello agin I had an intro post and had a lot of questions answered here. There were a few replies telling me to dump my current E-Jones guy that I have handling my meager retirement accounts (TRAD IRA, ROTH IRA) Now I have my yearly check up/meeting coming up and would like to know why I...