Recent content by OHjosh

On the surface level, I agree: I don't have to do anything. But on many deeper levels, I reject this notion. Most of my life, I have been guided by a sense of mission: to serve and to give back to this thing we call consciousness. To have my life mean something to someone (maybe only one...

I am four months past the loss of a good friend of 30 years. Watching her in a nursing home bed for five months, wasting away was very hard. Now I watch another good friend of 25 years in dementia. He is 70. I have had some health challenges, none chronic but definitely a jolt to someone who...

Two years is exactly the time I went through that period. Seems to me I had to get to an emotional low point to have an emotional breakthrough. I was walking the track at my gym feeling useless when I saw the scene of a play in my mind. Not an existing play.. one I was to write. I am now on play...

Two years ago, I had an episode where I was walking and felt totally awful. I thought it was a sugar low. I made it home and had something to eat-- then I felt nauseous. I was scared, until a little Voice inside said: "Have some water." I had probably 2- 32 oz. glasses. I felt better but TMI...

Grand Purpose in Retirement After my mom died, I felt pretty much at sea for two years. I did the type of activities the OP listed-- perhaps compulsively. They did not fulfill me. I was walking the track of my gym when I had what I can only say was a vision of two people talking to a high...

The $400 difference per month is SS at 64 vs. FRA. I have conflicting ideas about the advice. Of course the advisor cannot predict a recession. No one can. I cannot predict how long I might live, or live life with good health. To be honest, the driver for me is that I hate talking all my cash...

I'm not sure I get this comment. Do you mean that one must declare SS as income towards calculating any ACA subsidy? l know that... My advisor just suggested I file for SS, effective on my 64th birthday. They think a recession is coming in 2020 and this will reduce what I need to take out from...

Thanks to all who posted so far; I was way in too much a hurry on my first post. I am "only" 63, my death is not imminent (I think :)), and I am in excellent health. So good I may very well outlast my two friends in the first two POA positions. That is why i am so concerned looking way out. I am...

I've been pondering this one for a few weeks and realized this is a good place to get some other ideas. I have all my documents in place for when I become incapacitated or die. I have a first POA/executor, a backup should the first be unable or unwilling to serve, and even a third. The...

ACA in COBRA eligible situation My experience: ACA software asks if you are eligible for COBRA. Say yes and "it" turns you down.

I moved 3/18 to MINT and like it very much. Mint does everything I need to for taxes and I always budgeted offline.The download goes smoother than Q2016 if my bank doesn't have a hiccup.; then I am out of synch for a day or two.

This was my experience when I was 51, 12 years before I actually retired. It may or may not be useful to OP. I had a high level job that was in a very dysfunctional nonprofit, with an Executive Director having what proved to be an emotional breakdown. During that summer while they searched for...

You add in what you think you would get for SS over your life into that estimate, yes? Otherwise I left too early!

On if Neptune Society goes out of business, I asked that. The money you pay goes into a federal trust account in your name. If they go out of business (you change your mind or your family does), your or your estate gets the money back in full. To the posters doing the ScienceCare route: What...

Of all the things I have planned for, I haven't taken the step of planning my funeral. I am seriously thinking of pre-paying for my cremation with this organization. Anybody have any info (dirt) on this organization. I also wonder whether to pay now or just let my executor know of my wishes and...