Recent content by smileydog

Graduated from a plain Mocha Pot to a mid range Saeco that DW and I both love. If you are a coffee lover like we are then this is a great investment. Much cheaper to operate that the k-cups as there are only beans to add. The machine does take some maintenance (but I kind of enjoy tinkering...

Been working on German this year - I just sent you a friend request on Duolingo. I try to do just a little bit each day so that maybe some of this will stick with me... It is fun to do with Duolingo

This a lamp that was used on many types telephone central office as indicators or alarms. Typically a 48 volt lamp. I think I still have an old lamp puller tool back in old tool box.

Free Download of My New Book Al, Just finished the book last night. Enjoyed the humor and adventure. I share your [-]warped[/-] refreshing sense of humor! So... what's next?

I'm with you on flying (economy seats) for a short flight but if you are much over 6 feet tall and are flying international - the economy comfort is worth the difference to me. I've done it both ways and sitting in a wide "V" position for 11+ hours is painful.

Kind of a stretch in that Paul McCartney wrote and produced some of their songs - with that said they still really sound like the Beatles to me...

Happy 59 1/2 to me:) Not really doing anything different on the day but it does feel good to see the day. This starts phase 2 of my plan - and my post 59.5 spending plan. Maybe we will splurge and go out for a nice meal.:dance:

Also enjoyed that - very creative.

If I don't have my handy dandy auto CPAP device - I snore like a freight train. Unfortunately I had a pretty bad case of sleep apnea. I have adapted the CPAP as part of my routine and I hardly notice it. Until they come up with another option for me - I guess I am stuck with my device.

When I first saw the title of your post it really made me wonder what part of ER (early retirement) could have been sloppy... Makes sense now. Hope she is feeling better. Looks like this episode really got her attention!

One of the joys of ER - I really don't care what time it is most days unless I have a specific appointment. I still get up early and go through my routine of the day - but on my schedule. So, in answer to your question - I would say about a day or so - after that I don't notice.

I just tried the Schwab site and it looked like their SS estimate was much lower that the estimate I got from using the SS web site. Try using the figures from the SS web site and see if it is much closer. Also, I did not use any additional income. The two calculators that I mostly used are...

I used a combination of 72t.net, Fidelity, and my own calculations - My plan ends this year and I have had not problems - just be careful that you select the correct way of reporting the income to avoid IRS issues. For me Turbo Tax worked fine although not always intuitive.

Saeco Super automatic We got a similar model from Costco when they went on sale. We fell in love with these on our trip to Europe and now we are spoiled. My old K-Cup machine is about to end up on ebay. I like the fact that all you need is beans - and a small amount of daily maintenance.

The Fidelity planner also includes taxes and is very good. https://www.fidelity.com/calculators-tools/retirement-income-planner I think you can use without being a customer - not sure on that count...