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Just want to get some feedback on other people's experiences with this type of surgery. Interested in recovery times, pain involved, and any problems incurred. I know there are several similar procedures to help with BPH, this was recommended to me. 64 yo, mentally and emotionally retired...

I am still working and need to enroll in 2024 medical plan. My PPO cost $375x2 / month HDHP $235x2 / month I have never used HDHP in conjunction with HSA and wonder if somebody can share personal experience and pluses and minuses from medical and financial standpoints? TIA

Hello, As many of you here I am using my ca$h to buy T-bills, I use 8 weeks. I am thinking that sometime in the future when it will be more clear that the Feds will stop interest rate hikes, it will be a good time to start buying longer-term treasuries maybe 10-20 years, etc. My thinking...

Hello Say you are in the 22%-24% tax bracket and you have two options: Money market fund taxable - 4.2% Money market fund tax-free - 2.9% State - CA Which one would you select? Trying to figure it out .... Thx

Hello I installed a solar system in 2022. Paid ~30% of the total cost and will pay in full this year. Question - can I deduct the full cost in the 2022 tax filing? Thx

Hello all and Happy Holidays! My wife will be 65 next November. I’m still working and buying medical insurance for both of us. Question - when will my wife have apply for Medicare and how do we coordinate it with our current PPO insurance. Any other advices related to this are appreciated. Thx

I am considering doing a property tax transfer, but would love to hear from somebody who has done it personally and wants to share experience and advice. Thx

Hi all I know many tax experts are here, so here is my dilemma. I still do an LLC (California) that brings ~0-20K in income. All of a sudden I got a letter from the California Franchise Board - Demand to file limited liability company tax returns What do they want and what I need to provide...

For those who live in two houses - how do you define what’s a primary and what’s a secondary residence? And what implications can it have on your taxes and else? Thx

Hello all I am still confused about how capital losses work when we file taxes. Here is an example: Say I have a combination of Short/Long term capital losses 100K in short 20K in long Then I sold a position with 60K gain: 50k long term and 10k in short How will that be reconciled for the...

I see my bonds positions about 9% down this year and wonder if it’s smart to break AA rules for 60+ yo person and move all-in to stocks say QQQ and S&P 500 Any ideas? Thx

I moved a large portion of my assets to VG ~10 years ago and was a happy camper. I did not use anything specific but loved that I had a live person assigned to me so we were able to chat once in a while, they used to allow an annual complimentary consultation with CFA and it was useful. I...

Hello We are thinking of buying a second house (unclear what to do with the first one, rent or sell, etc.). My question is about financing/paying options. We can pay for it outright. But if we do this we will have ~$140-180K in tax liability for capital gains. The second option is a...

Hello and Happy Holidays! I am thinking about buying a second house and have some thoughts to run by smart people. First - how to finance. Based on my adviser suggestion this is a no-brainer if in the current environment with interest rates of 2-3% it makes sense to leverage mortgage loans...

I saw quiet a number of long time Quicken users here. I’ve been too Quicken user since early 1990. However one area I completely disregarded: Quicken online - Web, iPhone/iPad Wonder if someone can share experience, bad good ? (I am hesitant to sync all my data to see for myself so hoping...

I am feeling some pain in my hips. Saw ads about Relief Factor and wonder if anybody here tried it or have any other comments or recommendations? Thx

I have several friends who have not and not planning to get vaccinated, Some of them aggressively perusing and convincing me to "stop watching CNN" and then all other things (free energy, sealed indictments/mass arrests, Trump is still secretly in power, Cabal etc) I want to ask this forums...

This is minor $112 worth issue, but I am straggling to make a decision, so asking you :angel: I bought two expensive (~3,500$) zero gravity armchairs in 2012. They came with life time warranty. Sometime ago they both broke the same way. I contacted the store I got them from, they sent me to...

That is the question! Hello all Wonder what our collective wisdom say: — Good time to sell all now and wait for correction/recession — Nope, stay put in the market What say you ?

https://www.cnn.com/2020/03/13/tech/sim-hack-million-dollars/index.html

I wonder what people use to connect to the Internet when they travel a lot of have more then one residents ? Thx

Hello all! Last year I did loss harvesting and was pleased by the results. I sold international etf bought a world etf, assumed the loss and see very positive results on my 2020 taxes. This year I have some losses with Vanguard CA IT Tax-Exempt Admiral (VCLAX). I plan to sell it and replace...

Hello all The more I live the more it feels that you really need money when you are young. In reality it not like that, you save all your life and when you finally got what you wanted, you are old and can not use it fully... That was my philosophical reasoning for the question. So say...

Hello all, I see in my neighborhood (San Francisco) more and more houses with Tesla Powerwall batteries. Wondering - did anyone install batteries only for power storage purposes, e.g. without having installed solar panels? Please share experience... Thx

... and not sure how to fix it. Paint it? Stain it? Or else ? Really would like to look the color more older then new and whiteish Anybody has any inputs? Thx