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  1. HsiaoChu

    9 million Names of God

    There was a sci fi story which was made into a Outer Limits or Twilight Zone story about a monestery that believe that after they catalogued the 9 million names of God, the universe would end. So..... I'm thinking that after we catalog the 9 million reasons to retire, then everyone CAN RETIRE...
  2. HsiaoChu

    Connecting an electric baseboard heater...

    I'm in the process of renovating my entire house so I can sell it and move to my retirement place 600 miles away. I don't need to hire anyone since I can do almost everything myself, having already built an entire house, and watched my dad in his contruction work. I can do plumbing...
  3. HsiaoChu

    Term Life Insurance: When to stop paying it?

    OK..... I've been paying Forrest T Jones & Co for term life insurance since the kids were tiny babies for me. it was around $250,000 last time I checked. It was a great rate I got from my membership in PhiDeltaKappa, apparently Kappans are pretty healthy people and don't die until quite a...
  4. HsiaoChu

    How to offer a private rebate on a house sale?

    Alright.... all you hotsh@t realty dudes..... I got a question. Assuming that by the time I put my house on the market, all the $8K credit incentives are gone..... How can I offer such an item as a rebate to a buyer? Do I offer to put something of high value in the house? Do I put something...
  5. HsiaoChu

    Insurance Fraud?

    I need a new roof to sell my house so that I can retire. Its just old, 24 years old and has some leaks that show up in the upstairs of my bi-level house. I asked for an estimate from this dude who said he mostly does insurance work. He wanted to know what my deductible was and offered to meet...
  6. HsiaoChu

    OK... the title above says....

    The title above says Early Retirement Org. I wonder if the forum as a whole could stick to issues that involve retirement or early retirement, and that threads in forums complaining about people who get early retirement or retirement pensions could be eliminated. These include constant...
  7. HsiaoChu

    Eating too FEW calories makes you fat!

    OK..... I thought that was the stupidest thing I every heard. Except that I (age 61) was consuming about 900 calories a day on low carb since Christmas and not losing any weight. And I only need to lose 15 lbs. My wife started on a Healthy Diet program. She drinks 48 oz of water every day...
  8. HsiaoChu

    phone scams

    I don't understand people complaining that they got caught by a phone scam. There was another article in the paper about some retired person who was ripped off, and anther one about someone who "was really good at resisting them." I'm really good too. When I don't recognize the number on the...
  9. HsiaoChu

    Corporate Retirements and Healthcare

    I'm betwixt here and wonder if all you people who retired or will retire from that ubiquitous Megacorp might answer a question. I'm a public school employee who has been in the business almost 40 years. I will get a good pension of about 70-75% of the highest three years, but I will have to...
  10. HsiaoChu

    Anyone planning on Retiring in Germany?

    I'm not, but I visited there to see my son who was on a year's physics internship in Karlsruhe at FZK. My ancestry is from Germany from back about 95 years ago. I actually fell in love with the country. If I should ever win the lottery and am looking for another place out of the country to...
  11. HsiaoChu

    Jobs that only recently were mostly fun and now are "not fun at all"...

    In the amazed thread I start in the intro section, it migrated into a discussion of jobs that have developed a need for ER. On of these that I am most familiar is Teaching, caused almost entirely by the idiotic NCLB legislation, where once again, people who know nothing about it, have...
  12. HsiaoChu

    Is it my imagination.....

    Or is it true that moderators and administrator get bigger avatar pictures?:coolsmiley: Probably the only thing they DO get from a sometimes grueling and yucky job. Though the moderators on this forum compared to many that I've been in, are uniformily nice. :flowers: And i used to run and...
  13. HsiaoChu

    Google posting Popular Mechanics Archive

    For you tinkerers, the full archive of Popular mechanics is now online. I found a wonderful set of articles for building a vertical windmill generator online. Very quiet. put it on your roof top or even just in the yard.
  14. HsiaoChu

    Amazed..... Just a comment.

    I know that everyone wants to be properly prepared financially for retirement. But I have to say that I am often amazed and somewhat amused when people post their concerns for being able to "make it" in retirement, and they post a retirement income that is substantially higher than anything I...
  15. HsiaoChu

    Last.... Man(or woman).... Standing?

    Some of us find that we might have stayed too long so that all our colleagues from a previous era, in my case THE 70'S, HAVE GONE. :greetings10: And now we are pretty much alone with a bunch of children. Well..... they are! Many of them are young enough to be my kids, or at least my much...
  16. HsiaoChu

    Worst Retirement Mistakes You Can Make?? or Not?

    At this site that I subscribe to(http://www.topretirements.com) I got this from an email. The Worst Retirement Planning Mistakes (You Need to Avoid) I deleted some that people who are on this forum have already addressed. - Having no interests outside of work - Not visiting a range of...
  17. HsiaoChu

    What did you say to people as the day approaches?

    I had a good professional friend who was in management above me who I worked with in education for more than 30 years. While he was an administrator famous for helping people get things done, and often I was the person who helped him help these people(I knew him from when he was just a fairly...
  18. HsiaoChu

    Like your parents?

    Just wondering how many of you either emulated or are emulating your parents retirement process? Has anyone learned from their parents and are determined not to make the same mistakes, or to do it right like they did? Z
  19. HsiaoChu

    Factors to consider in Planning: Run with me?

    I got this little e-book online that defined a whole bunch of things that every prospective retiree should think about before retiring.:coolsmiley: I've worked through the factors and have found it really coalescing in my thinking, and was happy that I'd actually already taken most of them...
  20. HsiaoChu

    Am retiring to beautiful Bar Harbor, Maine

    Since I don't know what the age for early retirement is, I don't know if I qualify.:whistling::greetings10: My wife and I are retiring after 39 or 40 years in public and private education. My wife is/was a kindergartern teacher and I'm a counselor educator. We will have a planned benefit...
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