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Didn't grow up in a wealthy family, paid for college on my own, including a fair amount of student loans (went to college in the 80's, so not huge amounts), married a frugal wife. We had OK jobs, but not that high paying until later in my case. I made pretty good money from 40'ish to 49 when I...

16.49% on the liquid portion of our investable assets, which is 87%/0%/13%. Non-liquid assets are investment real estate, which make up 70% of our total investments. That portion is probably down about 8-9%.

I don't mean to hijack the thread, but we're thinking about coming down to the Palm Springs area next month for a couple of weeks (most likely Palm Desert), and just wondering if much is open right now, especially restaurant-wise. Are places open for dining in, or just take out? How about shops?

Just finishing up remodeling our kitchen (new counter tops, appliances, refacing cabinets). Over the summer we replaced our furnace with a heat pump/furnace combo. And just bought a Tesla Model Y. I'm hoping we're done blowing that dough for a while...

I spend a fair amount of time on Bogleheads.

I bought $20k worth a few years ago at a pre-split price of ~ $135 and sold about two years later with a gain of about 70% and put the proceeds in Wells Fargo. D'oh! I wasn't a big fan of the huge price swings so decided to bail. That $20k would be worth about $325k today. I kick myself...

With the run up in Apple today, we are up slightly since the market high in Feb.

+1. The CC'ing drives me nuts as it constantly distracts me. The rest of my family (DW, DS, DD) love using it though. If I happen to miss/misunderstand some dialogue, I will rewind the show and turn the CC on, then turn it off again.

Everything we had in equities stayed in equities. We had a fair amount still sitting in cash from a property sale last November, so I bought more equities at the end of February, the last week of March, and mid April. In June we decided to remodel our kitchen and baths so I sold out of...

Yes, this is me/us. We started investing in residential real estate in 2003 and it makes up about 2/3rds of our investable assets, after selling costs and potential tax hit. We had as many as 34 units (combo of small apartments, SFHs, and individual condos) and are now down to 20, all in the...

berkeley - what types of properties are you invested in and what types of returns are you getting? I'm thinking about going this route in the near future.

Calmloki, I'm curious what you decided to do here. Lately I've started looking at DST's and I think they could be decent investments, after all. It seems the sponsors probably do much better, but if you're fine with a 5%-6% return on your full investment after selling costs, i.e. no taxes...

We have 20 tenants (residential) and all have paid to date, so no cash flow issues. We feel very fortunate as this is our primary source of income.

I guess I should've reworded my post. I know it's way too early to tell if it was a good idea or not. I was just wondering what people's thoughts were, such as your potential for FOMO and if that caused them to get back in or be content with holding on to the cash. I hope you let us know how...

I'm curious if those that went to cash or sold a good portion of their stock positions earlier in the year are happy with their decision. And of those that did if they started buying back in. I came close to doing so at the beginning of April, but could not bring myself to do it. And this was...

Like others, I also don't get the Internet Retirement Police. I presume they are all related to (or may be) Mrs. Kravitz. We own and manage rental property - 20 doors after selling a fourplex last year. On average this takes about 10-15 hours per month, unless we have a vacancy or an...

Just came across this thread. Love seeing and reading about the cars. We currently have: 2019 X5 i4.0 2017 Lexus RX350 2010 Lexus HS 250h The RX 350 is on a lease (our first one) and is up in November and is my wife's. She is currently eyeing the Telsa Y. After reading RetiredAt38's story...

We sold a fourplex last year that we owned since 2002 and had about a $550k gain prior to depreciation recapture (Seattle area) and decided to just pay the tax. Well, will pay it in a couple of weeks anyway. Total will be about $140k. A big chunk out of our $640k net cash, but feel fortunate...

Only down 3%, but nervous. It seems like a lot of layoffs are forthcoming. Expected, but none the less...

I really don't have an AA plan as the majority (~67%) of our investable assets are in investment properties. I did move approximately 8% of our liquid assets (including retirement accounts) from cash to individual stocks at the end of February and the last week of March. This was cash I had...

As I recall, the loan/mortgage constant was used to determine your payment - it is based on the interest rate and loan term. Take the loan amount * the loan constant = your payment. It is a bit useless today with all the mortgage payment calculators or financial calculators available at our...

This is exactly what happened to the many banks that went under during the GR in Washington state and I assume throughout the US.

Down 17% on cash and marketable securities, which make up about 1/3 of our assets. Rest is investment properties (residential), which Im sure are down, but I have no idea how much.

Bought ~$5000 in Boeing (BA) stock today just before the close. This is my first foray into Boeing, so we'll see what happens. Will most likely add to it in the near term as well.

I always sleep on the right side of the bed (as looking at the bed from the foot of the bed). I used to always sleep on the left side, but we moved about 6 years into our marriage, and from then on it's the right side. Looking back, I have no idea why. Although now the left side is closest to...