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  1. texcurtis

    Social Security at 70

    I bought a second home. Withdrew funds from retirement savings to pay the 20% down And the rest is a loan. I’m of the life is unpredictable view & if I have the funds I should enjoy them while I can.
  2. texcurtis

    2nd home versus money in the bank

    I bought a lake vacation house about 90 miles away. I have thoroughly enjoyed it & not having to bring things on a stay, it’s all there waiting for me. I wanted a pretty view as well as an urban townhouse. Now I have both. It wasn’t a financial decision, but a lifestyle decision for me...
  3. texcurtis

    Any 3%ers out there?

    Took advantage of an early our ppt & Retired at 54 and now 61. So glad to be retired & the stock market being good to me!
  4. texcurtis

    2nd home/cabin etc. How'd you decide to pull the trigger?

    I recently bought a vacation lake house. I’ve been considering a 2nd place for years. I wanted to live someplace with a nice view before I die. With my experience of the pandemic and deeply realizing life is short, I got to work and found a beautiful place with a view of a beautiful lake...
  5. texcurtis

    Getting loans when retired

    I recently closed on a second house with a loan. Treated my monthly pension & saving withdrawals as the ‘income’. Been retired 6 years with no work income. I was initially concerned, so got pre-approved and found the house and had no issues closing.
  6. texcurtis

    Good News--No Bad Side effects to Covid Vaccine

    Got Covid in Mar 2020, moderate case unfortunately on a cruise ship in South America. Got my second Pfizer shot this past Saturday, woke up Sunday with slight fever & headache, achy & tired. Only slightly sore arm. Tylenol helped. Lasted most of the day. Woke up Monday & felt great...
  7. texcurtis

    Blow That Dough! -2021

    I’m buying a lake house. Why? Because I wanted a place with a pretty view sometime in my life! Now’s that time.
  8. texcurtis

    What was your happiest moment today?

    My water got turned on today & I took my first hot shower in a week, glorious!!
  9. texcurtis

    TSP Tax Withholdings.

    I have a monthly amount withdrawn & have 20% held for taxes. Don’t really have anything else to be worried about. I believe the rules changed recently & if you are eligible to withdraw then You can period.
  10. texcurtis

    Happier in retirement?

    More content, more relaxed, less stressed.
  11. texcurtis

    Leave TSP funds in TSP or move to Edward Jones

    I’ve left mine in TSP for 6 years since I’ve retired. I’m happy with the results, safety & lower fees.
  12. texcurtis

    Did you name your car?

    Meet Victoria the Volvo.
  13. texcurtis

    Who here takes aspirin daily?

    Recently asked my doctor about me taking baby aspirin. He plug my numbers into a formula for risk factors & suggested I hold off for now since benefits down outweigh risks yet.
  14. texcurtis

    Coronavirus - Travel impacts II

    I have a 31 day cruise starting from Buenos Aires this coming week. Hoping for the best. South America is one of the least affected so far. Not sure if that’s good or bad.
  15. texcurtis

    Class of 2015

    5 years retired & about to turn 60! It just doesn’t seem possible, yet it totally is. The first couple of years were about getting comfortable with knowing I have enough without a salary. Intellectually I knew I did, but emotionally it has taken longer to get there. Finally, at a lunch...
  16. texcurtis

    It's Wednesday weigh ins! 2007-2022

    It's Wednesday weigh ins! 207 this morning. Want to get to 205 before my cruise on Mar 6 & under 200 by my 60th in April
  17. texcurtis

    Made my number a while ago, now need some courage

    I just passed the 5 year mark of being retired. It was the most difficult decision I made. Being on the other side of the decision, I can say I have no regrets. I was able to spend more time with my beloved dog who passed a year after I retired, spent more time with family some who have...
  18. texcurtis

    What We're Making

    [ATTACH] Made my aunt a quilt, log cabin block with appliqué.
  19. texcurtis

    Happy Monday & Happy 5th FIREd Anniversary!

    Happy Monday & Happy 5th FIREd Anniversary! [ATTACH]Will be 5 years on Feb 1. So thankful I pulled the cord.
  20. texcurtis

    What led you to retire??

    A series of events: cancer scare, early out offered, burn out, etc caused me to realize I could actually just retire & be ok. 5 years later, not a bit of regret & the NW keeps climbing. Grateful.
  21. texcurtis

    What have you read recently? 2009 -2020

    Just finished ‘Educated’. Fascinating true story of a woman raised in a survivalist family.
  22. texcurtis

    Wife off to Normandy on a bike ride

    Was in Normandy this week. Such a beautiful area. I can see why she wants to ride there. I’d like to go back & stay long. I was there for the day and saw Mont St Michel, an amazing place.
  23. texcurtis

    Any Travel Plan for 2019?

    Taking the repositioning cruise to Copenhagen. Even though I’ve been retired 4 years, this feels like I’ll really be retired. ;-)
  24. texcurtis

    Day #1 of ER..

    It took a while to decompress from the work self, even when it was my choice. No rushing. Things will relax overtime. I think you’ll be surprised.
  25. texcurtis

    18 months to go... does the fear go away?

    I’m coming up on 4 years of being retired. As a federal retiree, my financial situation seems similar to yours with pension & savings. It took me a few months to relax to be honest, but now I’m pretty confident I’ll be ok & wonder how I worked all that time. :-). I track everything monthly &...
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