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It doesn't hurt to be realistic--and I consider you to be that more than pessimistic. But don't think that you'll be retiring at age 50 if you have such substantial net worth. You're just going to be working at maintaining your personal investments. All investment companies sell...

One of my friend's father bought into some small banks in Atlanta area, merged them and sold out to Bank of America. It's been said he's B of A's largest individual shareholder. He flies in a JetRanger helicopter to work to avoid Atlanta traffic. I've never really cared for those big mega...

I have a stack of favorite recipes 3" tall--printed off the internet. If I need a recipe, I'll just go to "Best of" recipes online and print another recipe. I have enough paper recipes already.

My 10 year old high line Kitchenaid side by side fridge has been leaking every other day. I got on YouTube and figured the problem was in a drip pan in the back of the freezer where an electric element heats up the frost on the evaporator every other day. A plastic tube drains the ice water...

Drop the $ into a savings account and take a big trip when you get enough $. Or spend it on something frivolous.

CCRC's often have very expensive entry fees which are essentially a "security deposit". You never own the apartment. Most CCRC residents will have substantial net worth to last them a few years' expenses. My mother's "security deposit" was $177K and her "rent" was $2,050 including 20 meals a...

I find that "Rich Rebuilds" on YouTube opens eyes about Teslas. If you purchase or lease one, I suggest you have a spare vehicle. In my area, the cars have to be taken 110 miles for major service. As for the frequency you'll have to replace a battery, I have no idea. But it's not uncommon...

We've been on a bunch of cruises and have been to virtually every island in the Eastern Caribbean and around Mexico. We've also been on 4 European cruises from Russia to Turkey. The only cruises we really care to take in the Caribbean are out of San Juan. But we only take cruises when they're...

We've been on three Repositioning Cruises--two of which were to Europe. By all means take one if you (1) need to rest and (2) have the time. They're also fantastic bargains in travel. One of those was on Holland America where the average passenger was about 85 years old. We prefer other...

Sounds as if they're going to document the amount that she must withdraw in 2023--based on the o/s balances 12/31/2022. I do assume you did make a RMD in 2022? I'm a 1950 baby, and had to make my first RMD before the EOY, 2022. It sure hurt paying those taxes (federal and state) and getting...

I love bacon too, however we're eating less of it. I'm not going to pay $7 a lb. for premium bacon when I can get Walmart's house brand for $4. And the price of eggs skyrocketed to $4.50 a dozen on January 1st so we're eating less of them too. Breakfast sausage is up $1.00 a lb. to $4.48 at...

i would probably enjoy being on a grand jury. I was called up twice for a regular jury, however I was quickly turned down for all the trials they had. It seems some attorneys prefer not to have college educated jurors with finance company backgrounds. Especially those like me that have been...

FYI: In many cases like this, the claim would be turned over to your auto insurance company who would pay to fix the car. They then would make claim to the petroleum jobber that was responsible for the transportation of the fuel. Their employee made the mistake of putting diesel in the...

Chances are that there will be no probating of the will required. The estate is legally liable for any debts she owes including credit cards, utilities (if applicable), cell phone and especially federal and state income taxes for her last year. Most cases there will be some bills to pay for...

I just stashed my extra cash in a Ford Advantage account that's paying 4.00% APR. I've used them on and off for 40 years. I can write a check anytime I like out of the account. The $ goes to finance Ford Credit's wholesale inventory portfolio in lieu of their having to borrow funds from...

Your pain could be sourced from many problems--including diabetes and liver problems. You really need to see a physician and have a blood test to find out exactly the issue. See Bing.com or Google.com for Lactic Acid. There is a lot of reading to do on the subject. It's very complicated.

I would think any of the largest GM SUV's would be quiet enough. I'm talking GMC Acadia, Chevy Traverse or Buick Enclave. I have a Toyota Venza SUV which is Hybrid and All Wheel Drive. It's incredibly quiet around town as it's running much of the time on electrics. In hard acceleration it is...

WOW! My wife is disabled. On our main residence, we have zero Alabama property taxes--county or city. Sure helps our afford a second home on the lake an hour away.

Isle of Wight is much cheaper than the very expensive London...

Our property taxes rise slightly every year--along with the assessed value. $450K value second house has a $1,266 property tax. My main home has $0 property taxes because my wife is disabled. Alabama property taxes cannot increase substantially without the State Constitution changed, and...

If I was a single gentleman, I would certainly think twice about spending $700K on any residence. The only reason to spend that much is if the price was substantially lower than market value and if I could quickly double my money on a resale. But what scares me is the fast appreciation of...

Sometimes specialists require that you be referred by another physician and sometimes they'll allow you to come to them directly. You want to find the best quality doctors possible as you age. My wife has terrible arthritis and we anticipated she'd need extensive surgeries and joint...

You will be able to get into some Medicare supplement plans without underwriting, but probably just not able to get into the most extensive coverage Plan F or Plan G plans. My wife's had extensive surgeries and procedures in the last 3 years, and we've scarcely even seen a bill on Plan F...

I'm at the point in life where I like dependability, and I've found my Toyota hybrids have provided 115K miles without the first visit to the dealer. I don't cherish having to pay $150 per hour for a dealership mechanic. I do my own maintenance, and I'm very mechanical. However when I open...

We're fortunate to have somewhat mild weather in the Mid South, but it gets fairly cold Jan-Mar. We're also glad to have TVA electricity @ 10.5 cents per KWH. We live 10 miles from town out of town, and our subdivision doesn't have natural gas like the city. Homes are most commonly...