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Hi Everyone. I was planning on exiting the 9-5 in 2023 and moving to part time. However plans have changed now that the economy has darkened. Hopefully join the class of 2025 and grind it out for another 2.5 years.

Downtown Seattle is neither safe or clean. Homeless, needles, human feces. It’s been ruined…sorry. Born and raised in Seattle. The old seattle of yesteryears is gone.

You should be able to get a heloc, look around. Another option is a pledged asset line (PAL) through your brokerage.

Not quite yet retired, but close. We (family of 4) eat out a lot per week. Maybe on average 2 lunches and 3 dinners per week.

Are you kidding? They are everywhere!

Ther Oregon trail center is worth a visit, very close to Baker City.

Following this thread. Asheville interest me as well, but I think we will likely move from Seattle to Charleston.

Is that this total? Meaning you have 7 years expenses in cash + 12x expenses in bonds + 45x in equities? Or is each separate?

I like the idea! Putting an asset like a house to use as a means to extract cash during market downturns, smart. That said, the interest rate would have to be low and you would still have to have some cash on hand to make the min monthly payments.

I’m in a similar situation as the OP. Similar expenses (slightly higher) similar net worth. I’m 52 and will likely wrap up Megacorp by 54, then work part time for a few more years wrapping everything up by 56ish. My kids are only 9 and 11 so I feel the need to work a little longer, I just want...

I believe HSBC will do it as well.

Yes, big in the U.K. but catching on globally. There is an excellent Facebook group, very supportive folks.

I’m right with you, 2023 is my planned exit date from mega Corp. of corse anything can happen between now and then but 2023 is my target RE date. I’ll be 55 by then.

Really, you don’t know how to spend money and enjoy life?

I am in a similar situation. Totally burned out with mega Corp, but I have two kids and a stay at home wife so expenses are high. FIRE calc looks good if I pull the trigger in 2021, but with two young kids I feel better if I continue to pull in some income for the next 5-8 years. Chances of me...

Yes I did two years ago. Fantastic experience! Will be chartering in Tahiti July 2020.

Kids are super expensive and he underestimate the expense. I did too, so I can’t criticize the guy for his oversight. You want the best for your kids and that means $$. Really interesting topic!

190 today, down 2lbs over the past two weeks. Hoping to get to 185 by end of month, but I have some travel coming up and that makes the weight loss difficult. I have started a day or two a week of zero carbs, hopefully that helps with the weight loss.

Thank you so much, I sincerely appreciate the support! I've been traveling all this week and missed my weigh in, but I'll report next Wednesday. Wishing you best of luck on your journey as well.

I did it from age 35-38 where after getting laid off, I bounced around between Hawaii, China, HK, Thailand, Philippines, Malaysia, Brazil, Panama, Costa Rica then landed in Argentina. I did have one part time gig that paid alot in China (3 months), but mostly I kept my expenses low. Did some...

First time posting on this thread, hoping all of you can help me with my weight loss journey. 192 lbs this morning. 5'9", 51 yo, male, active, eat well but i love snacks and beer. Need to reduce both. I got as high as 207 this summer, but have picked up my running and have lost a decent...

Separate for me. It’s a sizable amount and while I don’t see us ever divorcing I wanted to keep it separate.

Two words: happy hour

Yes. Went from 100% equities to 75% will likely reduce my equity position more. Sept-Oct can be volatile and I want to be prepared. If I am wrong and the correction doesn’t come so be it, I’ll miss out on some upside, but I feel better about taking some $$ off the table temporarily.

personally I think you should retire, you've put in alot of years and software sales is not easy. I too own a boat and considered that as a semi-retired job, could be fun if you were with the right crew. I am checking out FEMA jobs as a semi-retirement option. Meeting with the head of mobile...