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My favorite time of year.... As a preview - #1 Houston Cougars can clinch outright Big 12 regular-season title with a win today vs Kansas. This is the first time UH has hosted Kansas since Phi Slama Jama beat the Jayhawks 91-76 on Nov. 26, 1983, at Hofheinz Pavilion. It should be a good game...

Not sure if this has been discussed but it caught my attention. I wonder how common this is? https://www.aarp.org/caregiving/financial-legal/info-2023/why-banks-refuse-poa.html What can you do when a money manager won't accept an essential estate planning document? Kristen McDermott of...

What is your opinion about linking your various account to one location? In the past I used Fidelity FullView to do this but it has been over a decade since I updated the info and when I check today no longer there. Like most people I have several institutions involved with my finances. I have...

I will have about 400K of CDs that will have matured this year - most are short-term brokered CDs at Fidelity. Not all, some are 3-5 year regular CDs at local bank,Penfed, and NFCU and some IBonds(if that matters. This is new to me. I moved to short-term stuff with new money etc. with the idea...

Loving that the Boston Celtics are going to "The City by the Bay" to face Golden State. They faced some tough competition to get there and had to go through Durant (BN), Yannis (MB), and Butler (MH) to get there. Now they will face maybe their greatest challenge against two of my favs - Steph...

I have $20K of EE paper bonds that I bought 9/1992 (interest rate 4%) which will mature 9/2022. I had always thought that I wouldn't owe taxes on them until I cashed them? But as I was looking at Treasury Direct in regard to I-Bonds I saw a statement regarding them which said "Income tax applies...

I have not been able to login to Penfed for about 4 days when they did an update. I have tried 4 different browsers, on my Desktop (Win10), and my Laptop (Win11), and my mobile (android). I get the following mesg - "An unexpected error happened. We are unable to complete the login process...

Based on the discussion we had during the thread,"The Stock Market is Not the Economy", I became interested in how/why the FED's transfusion of money during a period of record unemployment would effect the Stock Market. What were the consequences? What about inflation? Is it a bubble or...

I think in many ways he was a victim of the times - the late 60's. The 13th Floor Elevators have often been cited as the first psychedelic rock band. Erickson was 71. The Elevators were vocal proponents of marijuana and subject to extra attention from law enforcement. In 1969, Erickson was...

healthcare insurance coverage for an individual policy? My circumstances are that my past employer (retired) has cut healthcare benefits for my spouse. We still have access through my group plan but the cost has risen from $0 to over $600 per month in the last 4 years (her cost - total $874 per...

Is there a way to invest in oil (price per barrel) that anyone knows. I have been in a energy sector fund but I noticed in the last few weeks that when the market goes down the sector fund (made up of stocks) follows the market. I would like to find a purer play if possible. I think the market...

What are your opinions of the long term outlook for energy?? With the oil situation, limited supply,  and the unrest in the Middle East - why would it not be prudent to buy a energy sector fund?? I have PCRIX and don,t quite understand everything I know about it and it's recent moves???

ER'd at 52 (54 now 55 in Dec 2005) - second best thing I have ever done (marriage #1). Most of my calcs are based on SS at 62 - I have 35 years in SS system and have heard rumors of raising to 38. Also method of changing COLA is rumored. The longer that I am retired the less I am attracted to...

Any opinions on the effect or potential impact on changing SS benefits, impacts to ER, "Close to retirement" comment by current admin. - what is "Close to retirement" ?????

As I begin to move more and more into stocks from a heavy percentage of bonds (short term), I often question my individual judgement. Although I feel I know about as much as any of the CFP's I have met in the last few years, I have noticed that when things are well, I do well, and conversely...

I have heard different people discuss allocation of pension dollars as a "bond" or "annuity" in the overall Asset Allocation. What is your opinion. Also, as a 53 year old, if I expect my savings dollars to last me, I feel that I need a significant exposure to the equities market?? At the...

53 male - will retire next month (lost job and pension eligible). I would like to retire and not return to full time work. Does anyone have experience dealing with the pension survivor benefit options?? My choices are myself, Joint + 50, Joint +100, and 10 year certain. I need to be sure and...