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  1. Gumby

    Renewable energy storage technology

    I just ran across this interesting article about new technologies to store the electric energy generated by solar and wind plants, and I know that some of you are interested in the topic, so I thought I would share. If these can be commercially successful, it will greatly improve our ability to...
  2. Gumby

    Gardening 2024

    Gardening season 2024 is officially started at my house, since today I set up my trays and lights in the kitchen and started seeds for the broccoli, kale, cabbage, celery, parsley and thyme. I also drew my plot map for the year. I'm cutting back on some things out at the garden this year - I...
  3. Gumby

    Tax efficient asset allocation

    One thing I have been doing recently is thinking about optimizing where my money is located with respect to taxes. And I have found it is a little more complicated than just saying "put everything in your Roth because it doesn't get taxed." To explain, let's quickly summarize tax treatment of...
  4. Gumby

    Latest Inflation Numbers and Discussion

    As one of our larger threads, a new year means time for a new start for this topic. Here is the link to the old version. https://www.early-retirement.org/forums/f44/latest-inflation-numbers-and-discussion-114292.html
  5. Gumby

    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    Another new year, another new thread. Link to 2023 thread https://www.early-retirement.org/forums/f28/best-cd-mm-rates-and-bank-special-deals-thread-2023-please-post-updates-here-116449.html
  6. Gumby

    Some important "trigger" income levels for 2024

    CORRECTED TO POST #16 Similar to what I did for the last four years, here is a list of important “trigger” income levels for 2024. Numbers are actual AGI/MAGI (i.e. - before standard or itemized deductions) unless indicated as Taxable Income by an asterisk * which means you can add $29,200...
  7. Gumby

    Potential federal tax change.

    H.R. 3696 -- A bill to increase the standard deduction by $2000 for single filers, $3000 for head of household and $4000 for married filing jointly for tax years 2024 and 2025 -- has been reported out of the House Ways & Means Committee. Income limits to take the increased deduction would be...
  8. Gumby

    Scam or Legit?

    I recently ordered a product online and the merchant immediately charged my credit card. It was a seller with whom I had never had any previous dealings. The shipping estimate was 5 to 8 business days, so I waited 10 business days and emailed them. They said that they couldn't get the...
  9. Gumby

    New requirements to travel to Europe

    Starting in 2024, most US travelers to Europe will need to get pre-authorization from the EU to enter. See this website for ETIAS (European Travel Information and Authorization System) https://travel-europe.europa.eu/etias_en
  10. Gumby

    2 week trip to Japan

    The young wife and I are planning to go to Japan with my nephew and his wife in October 2024 for two weeks. They have been before and can speak some Japanese, so we have given them free rein as to the itinerary. I'm sure they will choose well and we will enjoy whatever they choose, but I am...
  11. Gumby

    Are you the happiest retiree here?

    Inspired by this post https://www.early-retirement.org/forums/f28/back-above-3m-118002-7.html#post2939046, the question is "Are you actually the happiest retiree here."
  12. Gumby

    New passport

    I got my renewed passport in the mail today. I mailed the application to the State Department on 4/4/23. So that's 37 days turnaround time. I did pay the extra $60 for expedited processing and $19.53 for 1-2 day delivery. We're not traveling abroad until October, so that was probably...
  13. Gumby

    Connecticut state income tax filing - PSA

    Public Service Announcement for Connecticut Taxpayers If you use H&R Block software, file your Connecticut taxes by mail, and have zero payment or expect a refund, the mailing address in the "Filing Checklist" is incorrect. It should be Department of Revenue Services PO Box 2976 Hartford CT...
  14. Gumby

    New Moderators !!!

    It my great pleasure to announce that two of our members have answered the call to join the moderator team. You know them well, as they have been regular contributors here on a variety of topics and have been gracious, thoughtful, and helpful to one and all. The volunteer moderators are an...
  15. Gumby

    RIP Traute Lafrenz

    https://www.smithsonianmag.com/smart-news/traute-lafrenz-last-surviving-member-of-anti-nazi-resistance-group-the-white-rose-dies-at-103-180981780/ She was the last surviving member of the White Rose group in Nazi Germany, a small group of university students who attempted peaceful resistance...
  16. Gumby

    Overcoming our fear of the future.

    We occasionally have threads about the challenges facing our nation, our economy and ourselves now that we are retired or close to it. Sometimes, it seems as if we are metaphorically wringing our hands in fear of the future. So I thought I would post this broadcast by NPR to help us buck up...
  17. Gumby

    Wednesday weigh-ins! 2023 -

    New year, new thread. Link to the prior one. https://www.early-retirement.org/forums/f38/its-wednesday-weigh-ins-24924.html
  18. Gumby

    Daily WORDLE - please, no spoilers! 2023 version

    New Year, new thread. Link to prior thread is here https://www.early-retirement.org/forums/f29/daily-wordle-please-no-spoilers-112595.html
  19. Gumby

    What did you do today? - 2023/2024 version

    New year, new thread. Here's a link to last year. https://www.early-retirement.org/forums/f29/what-did-you-do-today-2022-version-112375.html As for me, I got up early and started in on our annual New Year's Day brunch. First, I made cranberry scones from scratch, with honey and roasted...
  20. Gumby

    Best CD, MM Rates & Bank Special Deals Thread 2023 - Please post updates here

    New year, new thread.
  21. Gumby

    Some important "trigger" income levels for 2023

    CORRECTED TO POST #31 Similar to what I did for the last three years, here is a list of important “trigger” income levels for 2023. Numbers are actual AGI/MAGI (i.e. - before standard or itemized deductions) unless indicated as Taxable Income by an asterisk * which means you can add $27,700...
  22. Gumby

    Preparing for the 22nd Century

    I will, of course, never see the 22nd Century. However, I have been giving some thought to it anyway. While the young wife and I do not have children, we do have a niece and eight nephews. And they now have young children who probably will live to see the year 2100. Specifically, I have been...
  23. Gumby

    Farthest points

    Inspired by the drift of this thread https://www.early-retirement.org/forums/f29/vacations-to-less-popular-destinations-113253-2.html#post2745093 , I thought it would be fun to share the farthest points we have been in our various travels. If it comes with a good story, even better. I'll...
  24. Gumby

    Retiree Finances Survey - article

    Here is an interesting survey of retiree finances, which also ties into another thread on whether people feel they retired too soon or too late. https://listwithclever.com/research/retirement-finances-2022/#retirement-savings This was a survey conducted by a realtor, so they may have some...
  25. Gumby

    The Cryptocurrency Thread 2

    MODERATOR NOTE: READ BEFORE POSTING: This is the thread to discuss cryptocurrency, stablecoins, central bank digital currency, NFTs, other digital assets and associated blockchain technology. This is the only thread where those topics may be discussed. While the Community Rules apply to all...
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