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Hi everyone. I know there are people that track Apple Watch data like I do, but for others, the health feedback can be important. It was instrumental for me in addressing my frequent AFIB (Low symptoms, but an average of 4/.7 Apple Alerts daily - my mortality reminders). My VO2 Max had been...

This article helped me past my hesitation on cardiac ablation. Perhaps it will help others. https://draseemdesai.com/afib-begets-afib-an-electrical-cancer-of-the-heart/ "AFib can affect people from all walks of life. AFib is a progressive disease, meaning every episode of AFib causes...

I'm very pro-planning and have been doing it for 40 years, but I just reviewed a couple of retirement planning software packages and I am left feeling that they pursue a level of precision that exceeds our ability to predict the future. It feels more like low value detail work, rather than high...

I was surprised. Have some fun: Fill in the blank: The % of world population over 65 in 2022 is 10%, in 2100 it will be ___________. A. 6-10% B. 10-14% C. 14-18% D. 18-22% E. 22-26% https://www.visualcapitalist.com/cp/charted-the-worlds-aging-population-1950-to-2100/

Hi all. Retired Navy currently using Medicare A&B with TFL as a secondary. I had been looking forward to Silver Sneakers but that is not available without Part C. Has anyone explored a program as described below? It seems too good to be true and I'm reluctant to trust a salesperson on such...

A brief recap: - I felt unusual chest discomfort during a Thursday workout. - It persisted for two hours so I decided to go to the hospital and play it safe. I did not have other symptoms, but I know that people tend explain away health issues. - To my surprise and disappointment the blood...

I still look at j*ob listings and think about being able to do it well. Interesting w*rk, good money, feeling valued, etc... But that is an old mindset. I almost made it through 2022 without applying for a j*b, but I failed last month, before pulling out. There's always a goal for next...

Bottom line: "... the 2023 Social Security benefit hike is nothing more than a cost-of-living adjustment to try to keep up with inflation, not get ahead of it. ...a growing percentage of their benefits will be taxed. Individuals earning more than $25,000 a year, and joint filers earning more...

When HR is concerned that you are not running the rat race properly: https://i.redd.it/2ptb50h3qml91.jpg

I hope this is not too political, but it highlights a potential major impact to retirement planning that could happen this fall. The Social Security 2100 Act Is a Bad Deal for Workers "... H.R. 5723 adopts more than a dozen benefit increase provisions, but only for five years. Previous...

I was surprised by the number of retirees returning to w*rk, including potential SS complications. It reminds me of the military maxim: "All plans are great until the first shot's fired". "Roughly 1.5 million retirees have unretired and reentered the U.S. labor market over the past year...

From the National Post in Canada. It's nothing that hasn't been discussed before - healthy choices with nutrition, weight, and exercise - but it's still encouraging none the less. Keep doing the right things and maybe you will be lucky. I've already outlived both my parents by >10 years...

Most of us are aware of the upcoming SS CPI adjustment, but I had not considered the other consequences, especially WRT trigger levels. This article provides a nice summary. "A bigger Social Security benefit translates to higher income, which can mean higher taxes for those with incomes above...

As I posted elsewhere I found an ideal j*b last year but lasted about 4 months. I liked the people and the learning but in the end, my most valuable commodity by far is time. In my reflections I remembered a valuable lesson from Kurt Vonnegut in 2005: True story, Word of Honor: Joseph...

Today I accepted an offer for a j*b I don't need. I've been semi RE'd for the last 6 years and we are OK with health & wealth. The kids are launched, doing well and have their own lives (just spent 3 weeks visiting). Bottom line, I like the company, j*b & people. They have good benefits...

Have you ever heard a quote that made you stop, rewind & think? Alan Watts "We’ve run into a cultural situation where we’ve confused the symbol with the physical reality; the money with the wealth; and the menu with the dinner. And we’re starving on eating menus.” Money is a great...

I was just reflecting on a big benefit of FIRE, helping your family during a tight spot. My DD and great SIL (and amazing GD) were in the middle of a cross country military transfer when their PU truck engine blew (Thx to the F-150 oil pan!!). There were in a real hard spot and I had the...

Yes, I know, w*ork is for suckers, but some people enjoy it, on their terms (I'm one). This article has some reasonable advice: https://www.kiplinger.com/slideshow/retirement/t012-s004-6-steps-to-finding-your-second-act-in-retirement/index.html In hindsight I followed most of the steps...

Crazy changes in RE. Thoughts on Redfin CEO insights? 1of 15: It has been hard to convey, through anecdotes or data, how bizarre the U.S. housing market has become. For example, a Bethesda, Maryland homebuyer working with @Redfin included in her written offer a pledge to name her first-born...

Too many younger folk have never heard of this book (my adult daughter among them): “… What about the main thing in life, all its riddles? If you want, I'll spell it out for you right now. Do not pursue what is illusionary -property and position: all that is gained at the expense of your...

Some interesting possibilities that may affect wealth management projections. Nothing radical or unreasonable: Changing how your COLA is calculated A minimum benefit if you worked 30 years A higher benefit after 20 years Higher benefits for surviving spouses...

I know a lot of FIRE proponents have leveraged rental properties for their financial freedom. I was wondering if the eviction bans have changes the risk profile for these investments, since they look likely to be extended...

It's a great fit, remote w*ork, doing things I like to do. But I have not applied. Yes, I have a problem. I continue to look for j*bs, even though I don't need one. I need to talk myself out of going through the application & interview process by reminding myself that my current life...

Journalism is in a sad state. From the click-bait headline: "Nearly 30 Million Baby Boomers Forced Into Unwanted Retirement" To the poorly written first paragraph: "In the third quarter of 2020, roughly 28.6 million Baby Boomers have left the job market and retired, according to the Pew...

One of my personal struggles is staying retired. I see cool j*b postings and think "I can do that!" and have to restrain myself from investigating further. The good news is that I have gotten much better at this. My New Years resolution was to not apply for any full time j*bs. So far, so...