Comment on 2/1: OK made me look. PRR for the year to date without cash is 2.15%. Including cash it is 1.93%. I'll take it.
Comment on 3/1: Updating my post above as of today. Up 3.77% not including cash. Including cash 3.39%. Not quite as much progress but happy with it anyway.
Comment on 4/29: Two months since I calculated our PRR. YTD is now 4.81% without cash and 4.38% with cash. Sold a bit of stock yesterday and bought some bonds.
Comment on 6/1: One month since I calculated our PRR. YTD is now 5.7% without cash, and 5.18% including cash. XIRR for a total year at this pace would be 12.99% including Cash. No plans to tinker with AA.
Comment 7/1: One month since I last calculated our PRR and also the mid year point. YTD PRR using XIRR formula is now 6.24% w/o cash and 5.69% including cash like instruments such as high yield savings, I bonds, and near term CD's. Not as much progress, but I would love to replicate these returns in the second half of the year.
Comment on 8/2: As of 7/31 XIRR 8.26% not including Cash, 7.51% including Cash. Big bump over last month and the Dow just hit 22,000 this morning. Fingers are crossed.
Comment on 9/2: As of 8/31/17 XIRR 8.64% not including Cash, 7.86% including Cash.
Meh.........
Comment on 10/1: As of 9/30/17 XIRR 9.99% not including Cash, 9.09% including Cash. Happy Dance.
Comment on 11/2: As of 10/31/17 XIRR not including cash of 11.79%, including Cash, 10.72% including low yielding cash. Well "Dayum". My benchmark is 10.10%. Biggest winners SCZ(28.20), VWO(27.22) and VEA(23.30). IVV lagging at 16.66. Reits a dissapointment.
Comment on 12/1: PRR based on XIRR, 12.76% not including cash and low yielding instruments, 11.64% including cash type instruments. Whee!!!
Year End Results: XIRR 13.94% not including cash type instruments. 12.69% overall. Biggest equity winners from a return perspective were SCZ, (Small Cap Foreign) at 32.73%, VWO ( Emerging Markets) at 31.48%, VEA (Foreign Developed Markets), at 26.42%. Bringing up the rear were VNQ (Real estate) at 4.91% and Commodities (PRNEX) at 10.58%. Ratcheting down our AA per our plan starting tomorrow to 53/42/5.
Here's to 2018
AA: 54/41/5