2019 YTD Investment Performance Thread

[street]

You 10/31 posters are just crushing it! WOW

I will have to summit my gains in the morning, not everything in yet.

 

[KCGeezer]

Not as stellar as others reporting so far but 16.9 according to the chimp on 60/30/10 AA. That’ll work.

 

[pb4uski]

Quite happy with 14% YTD, but still lagging LifeStrategy Moderate Growth YTD of 15.27%... I suspect that the difference is unrealized appreciation on domestic bond funds in Vauguard that I don't get because most of my fixed income is now CDs.

1/31/2019	5.10%
2/28/2019	7.02%
3/31/2019	8.08%
4/30/2019	10.56%
5/31/2019	6.83%
6/30/2019	11.34%
7/31/2019	11.96%
8/31/2019	11.00%
9/30/2019	12.43%
10/31/2019	14.03%

Also, current balance is within 0.58% of all time high and that is after withdrawals.

 

[robnplunder]

Up 9.7%.

Up 11.2%. Under performing the folks posting in this thread but convincing myself to be happy ...

 

[NW-Bound]

Last year I underperformed. The market god has answered my prayer, and I am now catching up.

 

[Andre1969]

Time for my monthly check in. Here's my results, so far this year...

1/31/19: +7.94%
2/28/19: +11.4%
3/31/19: +12.8%
4/30/19: +15.6%
5/31/19: +10.4%
6/28/19: +15.9%
7/31/19: +17.8%
8/31/19: +17.4%
9/30/19: +18.9%
10/31/19: +20.0%

And, as before, that's rate of return, rather than just how much my net worth has changed, since that would be thrown off by additional investments.

 

[target2019]

September 2019

• +15.05% Total Portfolio Value increase YTD (30-Sep-2019)
• +10.73% Estimated YTD Performance (30-Sep-2019), total pie weighted
• 50-45-05 (Stk-Bnd-Csh) Target AA

Benchmark for managed 50/50 portfolio:

• 50/50 American Funds American Balanced Fund 12.80%

October 2019

• +16.91% Total Portfolio Value increase YTD (31-Oct-2019)
• +11.87% Estimated YTD Performance (31-Oct-2019), total pie weighted
• 50-45-05 (Stk-Bnd-Csh) Target AA

YTD Benchmark for managed 50/50 portfolio:

• 50/50 American Funds American Balanced Fund 14.68%

YTD Benchmark for indexed 50/50 portfolio:

• Russell 2000 14.6%
• Bloomberg Barclays U.S. Aggregate Bond 7%
• 50/50 Benchmark 10.8%

 

[CardsFan]

YTD: 13.3% - All in, adjusted for spending

AA: 55/45

Current balance now exceeds my all time high, and is almost 28% greater than on retirement day almost 4 years ago. And that is after spending

 

[Fermion]

I mean, should we all be going to Disney or something?

Oh wait, I am already here! Oh my feet are tired...and what is with Florida being 90 degrees on Halloween?

 

[street]

I'm in at 14.35% and really couldn't be more pleased. Cash/CD's hold me back some but that is okay with me.

 

[jimbee]

15.3% on 10/31, nominally 50% equity/50% fixed. VBTLX has been killing it this year, in addition to stocks doing well.

 

[Andre1969]

Up 11.2%. Under performing the folks posting in this thread but convincing myself to be happy ...

How did you do in 2018, though? The only reason I've done so well in 2019 is that I fell pretty far in 2018. While I'm around 20% so far this year, I lost about 7-8% in 2018. Peak-to-trough (or at least, September 30 to December 24), I was down almost 20%. From that September 30 peak, I'm now up around 4.5-5%, return-wise, so to me, my return feels sort of "meh". Although I'm grateful for what I DO have, as it could always be worse!

 

[street]

Using moneychimp can someone explain what number of month's to use in formula, and explain why you use that number of month's to get YTD?

 

[target2019]

Without knowing more about a portfolio (like asset allocation, as a minimum) it's difficult to compare.

 

[pb4uski]

Using moneychimp can someone explain what number of month's to use in formula, and explain why you use that number of month's to get YTD?

Sure. Investment Return Calculator: Measure your Portfolio's Performance

Input starting balance of 100 and ending balance of 110 with 0 for additions and 0 for withdrawals.

I think that we would agree that going from 100 to 110 is a 10% return. If you enter 12 months then you get 10%.

If you enter 6 months you get 21%... because moneychimp annualizes the 10% return for 6 months and imputes an ending balance of 121 (110*1.1).

For the purpose of this YTD thread, we are looking for YTD return and not an annualized return... so always use 12 months whether we are at the end of January or the end of December.

 

[street]

^ thanks once again for that explanation.

 

[Ed B]

As of 10/31

YTD: 18.84%
1 Yr: 6.4%

Currently 60/32/8

 

[PatrickA5]

+14.24% 53/47

 

[RetireAge50]

18.5% Currently 68% Stocks

 

[NW-Bound]

I will have to summit my gains in the morning, not everything in yet.

You reminded me that I jumped the gun, and reported before the monthly interest was posted on my I bonds, and my money market accounts.

I checked, and I could have reported another 0.1%, although that bitty money could have been lost in the rounding off. It is still more than enough to cover grocery, electric, and water bills. Maybe even the phone bill, but I have to add things up to be sure.

I am still grateful to earn some interests, compared to the poor Danes who will have money taken out of their account each month due to their negative interest rate.

 

[street]

Thanks NW. You have done very well so far this year! We all can be very thankful for positive ground, that is for sure.

 

[kgtest]

Not as stellar as others reporting so far but 16.9 according to the chimp on 60/30/10 AA. That’ll work.

Seems like a fine return for that AA to me! Nicely done hanging in there and staying the course.

 

[braumeister]

Just checked for the end of October and YTD I'm very happy with 15.1% on my 40/60 portfolio.

 

[hiker88]

YTD is 16.5% as of November 2. AA is 62/38. My portfolio is at an all time high even though I retired 4 years ago.

 

[pb4uski]

Refreshed values this morning and noticed that I have hit a new all-time high!

Time to splurge?