REWahoo
Give me a museum and I'll fill it. (Picasso) Give
Have you ever had a problem with the Prime VISA?
I've had the card since March of 2014 and never had any problem.
Have you ever had a problem with the Prime VISA?
Have you ever had a problem with the Prime VISA? I am so tempted, but have also read a ton of negative reviews, including in the reviews for the card on the Amazon site! Most of them are about having to resolve a problem with customer support and finally giving up because it is so bad.
Do you the Citi Mastercard which pay 1% at statement + 1% atWhile cashback is one consideration, I have a Citi mastercard that only gives 1% cashback but extends the manufacturers warranty on purchases by two years. So I use it for electronics and appliances typically resulting in a full 3 years' warranty.
Me too. Used it at Fry's Food (Kroger) for groceries and gift cards to rack up thousands of fuel points. Use them to get $1.00 per gallon off whenever I have to fill up the gas tank.Last quarter Discover Card gave 5% back on groceries. I used it a lot last quarter.
Do you the Citi Mastercard which pay 1% at statement + 1% at
payment and has the 2 year warranty extension and a price rewind which has netted me over $500 over the last 2 years.
I've had it for a long time and it's just a flat 1%. maybe I should change it for the 1+1. It does have the other goodies.Do you the Citi Mastercard which pay 1% at statement + 1% at
payment and has the 2 year warranty extension and a price rewind which has netted me over $500 over the last 2 years.
For gas (5.25%), grocery/Costco/Walmart (3.5%), I use Bank of America Cash Rewards
For Amazon purchase, I use Amazon Store Card (5%)
For restaurant, travel, I use Chase Sapphire Reserve (3 X UR points)
For everything else, I use Bank of America Travel Rewards (2.625%)
There is also Chase Freedom. For 5% cash back quarterly category, I use Lyft this quarter and paid internet last quarter.
Minor question here. Obviously you are a BOA/ML Preferred Platinum customer.
Would there be an advantage in using the BOA Premier card instead of the Sapphire card? 3.5% on travel, restaurants plus if you travel the annual fee is effectively reimbursed.
I looked into BoA Premier Rewards card and I see Chase Sapphire Reserve (CSR) has some extra benefits. So, I did not get a BoA Premier card, instead I keep a no fee BoA Travel Rewards
Annual fee: CSR charges $450 but you get $300 travel credit back so effectively $150/yr. Premier charges $95
Points: CSR gives 3XUR points per dollar spent on travel. Premier gives 2 points. CSR travel portal gives further discounts for flights. I do not see that in Premier portal, maybe I missed it.
Priority Pass at airports: CSR provides that. I do not see that in Premier, maybe I missed it.
Travel insurance: CSR provides that. I do not see that in Premier, maybe I missed it.
YMMV
For gas (5.25%), grocery/Costco/Walmart (3.5%), I use Bank of America Cash Rewards
For Amazon purchase, I use Amazon Store Card (5%)
For restaurant, travel, I use Chase Sapphire Reserve (3 X UR points)
For everything else, I use Bank of America Travel Rewards (2.625%)
There is also Chase Freedom. For 5% cash back quarterly category, I use Lyft this quarter and paid internet last quarter.
Thanks for the info. I've been using the Bank of America Travel Reward with the preferred bonus for years and getting 2.625% - for everything except gas and supermarkets.
For Gas and Supermarkets, I've been using my PenFed Platinum Rewards Visa Signature. I had to recalculate the percentage just now -it pays 2.55% for supermarket and 4.25% for gas. Basically, 117.6 points = 1$ so not very clear without getting out the calculator.
I just applied online for the BOA Cash Rewards card with $200 bonus. Got approved after a few seconds - very nice! Will now use this for gas and supermarket.
Now you will be at groceries 3.50 and gas 5.25.
You should look at getting the Premier card. $500 bonus and 3.50 for travel and restaurants, while still keeping the 2.625 for everything else.
Yes, good idea - I just hate the annual fee. Do you cancel before the fee is charged (I assume at the 1 year anniversary)?
Now you will be at groceries 3.50 and gas 5.25.
You should look at getting the Premier card. $500 bonus and 3.50 for travel and restaurants, while still keeping the 2.625 for everything else.
Interesting. This card is not listed as one that is available to me. Perhaps I live in the wrong zip code.
Hmmm ... I like the simplicity of using fewer cards. Used to use 2% Fido for everything, but recently got the Amazon VISA and Target Red Card for 5% off. Only use those for Amazon and Target, respectively. But this B of A Premier card sounds interesting, especially since restaurants and travel are two of our biggest spending categories.