Yes, I agree, it can be a pain to shop around, rather than use Schwabb,Vanguard, etc. I think it depends on the amount of money you are working with. If you have a relatively small amount it probably is not worth "shopping" around. However, in my case, a small percentage difference in return, does result in a fairly large dollar amount.
One example, I'm sure many of you are aware, Pentagon Federal Credit Union (open to all), offered 5-7yr, 6.25%, CD's about a year ago. It took a little effort to open these accounts, but the returns are well worth it. So, shopping around takes effort, but in doing so, you can get above average returns.
One example, I'm sure many of you are aware, Pentagon Federal Credit Union (open to all), offered 5-7yr, 6.25%, CD's about a year ago. It took a little effort to open these accounts, but the returns are well worth it. So, shopping around takes effort, but in doing so, you can get above average returns.