I have a major quandary.. This is honesty all up front .. Ill try to make it simple but factual> I am 56 Married 33 Yrs. 3 Grown Children. Spouse a stay home mom all her life. I have spent the last 9 years grinding it out in MEGA corp. The job put me in the hospital 2 yrs ago. (Me and stress are less tolerant than in my earlier yrs)... Now here is the problem.
Financials- 401K 650K IRA 150K Cash and stock 100K Mortgage 250K no other major debts. (Basically need 80K to make bills) Pension @ age 60 estimated 30K per yr. Military Pension age 60 @ 8 K + Medical (Retired Reserve)
My problem: I had been dreaming of stopping next year and getting off the stress wheel. I anticipated my wife felt the same. I would do some part time job to bridge my yrs to age 60.
All 3 of my "GROWN KIDS" have migrated back home for various reasons. Youngest age 25, middle age 27, oldest age 29 with 2 kids --(separated)
I have never really gotten along well with my children and the stress of them all being here is making life miserable.
I told my wife we needed to start controlling our expenses because I plan on stopping next year. She said no way we could afford to etc..
I had thought we were on the same page but these grown kids in all reality are her love not me. And yes they are mine too.. but as I said it has never been a great relationship.
Should I just acknowledge we are no longer the same, go to an attorney and figure out how to split in a fair manner? or Just find a separate apartment and grind it out? I can't stay here much longer....The sad thing is I really dreamed of retirement with her.. just not the kids//
Financials- 401K 650K IRA 150K Cash and stock 100K Mortgage 250K no other major debts. (Basically need 80K to make bills) Pension @ age 60 estimated 30K per yr. Military Pension age 60 @ 8 K + Medical (Retired Reserve)
My problem: I had been dreaming of stopping next year and getting off the stress wheel. I anticipated my wife felt the same. I would do some part time job to bridge my yrs to age 60.
All 3 of my "GROWN KIDS" have migrated back home for various reasons. Youngest age 25, middle age 27, oldest age 29 with 2 kids --(separated)
I have never really gotten along well with my children and the stress of them all being here is making life miserable.
I told my wife we needed to start controlling our expenses because I plan on stopping next year. She said no way we could afford to etc..
I had thought we were on the same page but these grown kids in all reality are her love not me. And yes they are mine too.. but as I said it has never been a great relationship.
Should I just acknowledge we are no longer the same, go to an attorney and figure out how to split in a fair manner? or Just find a separate apartment and grind it out? I can't stay here much longer....The sad thing is I really dreamed of retirement with her.. just not the kids//
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