My husband works for the State of Delaware. They have contributed $10 per two week pay period until this month. They just announced they can't afford the $260/employee per year and will no longer give him the $10/pay period for his 401K. Last year they raised the employee share of the healthcare and they have turned the retiree healthcare into a Medicare advantage with BC/BS. He retires next year so, after he found out that he was losing his $10 windfall, he came home and laughed. Myself, I was disappointed as I have always considered the $10 as my market play money and used it, within the constraints of his Fidelity plan, to have fun with risky investing.