We filled out his SS application yesterday. Could not decide whether to wait or not. He turns 62 in April. Well by sister passed away Feb. 26th and she was only 63. We decided you never know when your time will come so we might as well start collecting at 62 instead of waiting. I am still working but will retire sometime before my 62nd birthday in Sept. It gets harder and harder going to work each morning when he gets to stay home.