I'll pose a question in response that hits close to what some on this board and the other well known board suggest all the time, the manipulation of income to qualify for ACA subsidies. Legal? Yes. Moral (as those subsidies were intended for less well of people)? I'll let you answer.
I don’t fault anyone for maximizing the law to their benefit. Is taking more of my money just because I earned more “moral”?
Lower income people manipulate the system to their benefit all the time and it’s always at taxpayer expense. I don’t blame them, the system is to blame.