When I read recommendations all over on line and in Kiplinger's magazine they always mention Vanguard Funds because of the slim expense ratios. FOMO! All my taxable Retirement, non Retirement money, and Roth money is at Fidelity. My Cash cushion is at Capital One. I've tried my best to use Fidelity zero index funds. Among my untaxed retirement holdings, I have large stakes in Vanguard Wellesley (VWINX) and the Vanguard Balanced Index (VBIAX), and DODIX, but Fidelity charges $75 fee each time I buy.
Recently I had intentions of starting two 529 plans with Vanguard, so I transferred $6000 there. I then changed my mind and went with 2 other state plans. Since I have not tried ETFs and the fees are low (and they cost one share as opposed to $3000 minimum for a Vanguard mutual fund except STAR) ;and I don't really need this money--I decided to use the $6000 to try a basket of 8 ETFs. I chose 6 of 8. I also set up an auto investment for $300 a month. What two sectors would you recommend that I add for added performance? I purposely did not pick the Vanguard International (VXUS) and VTI total stock market ETFs as I have plenty of that in a retirement target date fund and I chose VT instead.
VDC: Consumer Staples
VT: World Stock including US
VNQ: Real Estate
BSV: Short Term Bond (for holding cash )
BND: Bond Index
VIG: Dividend Growth
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Recently I had intentions of starting two 529 plans with Vanguard, so I transferred $6000 there. I then changed my mind and went with 2 other state plans. Since I have not tried ETFs and the fees are low (and they cost one share as opposed to $3000 minimum for a Vanguard mutual fund except STAR) ;and I don't really need this money--I decided to use the $6000 to try a basket of 8 ETFs. I chose 6 of 8. I also set up an auto investment for $300 a month. What two sectors would you recommend that I add for added performance? I purposely did not pick the Vanguard International (VXUS) and VTI total stock market ETFs as I have plenty of that in a retirement target date fund and I chose VT instead.
VDC: Consumer Staples
VT: World Stock including US
VNQ: Real Estate
BSV: Short Term Bond (for holding cash )
BND: Bond Index
VIG: Dividend Growth
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