BigDandLilD
Confused about dryer sheets
- Joined
- Nov 7, 2013
- Messages
- 6
Hi I just wanted to introduce myself since I've been trolling and reading and trying to learn and motivate myself.
I'm 32 with a 33 year old wife and 5 month daughter.
My annual salary is 115k. My wife makes 58k. But she will stop working early 2014 to be with our lovely daughter for a year. This was my request.
Debts:
Rav4EV car lease 16, 830 for 34 more months.
Mortgage: 190k, 14 years left on a 15 year fixed 3.25%. Unfortunately the townhouse was purchased for 369k and probably worth 300k now.
Nanny (for now): 1,800 / month
Assests:
100k liquid
70k in muni bonds in money market acct
215k in IRA
10k in Roth IRA
A decent amount of stock options in a start up company.
In the next year we're hoping to move to a larger house and rent the town house out. Budget of 600k.
My next milestone is 250k on my IRA. Hopefully we can stay on this path and at least be comfortable if nothing else.
This forum always motivates me and gives me more pressure to keep at saving. One thing about me is that I decided a year ago that I was tired of losing money in the stock market, which explains the conservative muni bonds. I only trade in my IRA and for some reason I make better decisions when its retirement money instead of cash in my pocket. Hopefully FIRE is feasible without much money market investing. Anyhow just introducing myself and willing to listen to any words of wisdom you want to impart.
-D
I'm 32 with a 33 year old wife and 5 month daughter.
My annual salary is 115k. My wife makes 58k. But she will stop working early 2014 to be with our lovely daughter for a year. This was my request.
Debts:
Rav4EV car lease 16, 830 for 34 more months.
Mortgage: 190k, 14 years left on a 15 year fixed 3.25%. Unfortunately the townhouse was purchased for 369k and probably worth 300k now.
Nanny (for now): 1,800 / month
Assests:
100k liquid
70k in muni bonds in money market acct
215k in IRA
10k in Roth IRA
A decent amount of stock options in a start up company.
In the next year we're hoping to move to a larger house and rent the town house out. Budget of 600k.
My next milestone is 250k on my IRA. Hopefully we can stay on this path and at least be comfortable if nothing else.
This forum always motivates me and gives me more pressure to keep at saving. One thing about me is that I decided a year ago that I was tired of losing money in the stock market, which explains the conservative muni bonds. I only trade in my IRA and for some reason I make better decisions when its retirement money instead of cash in my pocket. Hopefully FIRE is feasible without much money market investing. Anyhow just introducing myself and willing to listen to any words of wisdom you want to impart.
-D