roaming2
Dryer sheet wannabe
My husband and I created a Fidelity retirement plan years ago and we have make changes and updates to it each year as costs, medical insurance, and our lifestyle has changed. We have been living within this plan for the last three years, other than expenses, like home remodels that we are completing before retirement, that will not be needed again for many years. No one in our family has ever gone to this extent to plan before pulling the trigger for retirement. We want to retire early and have over 1,400,000 in investments and are debt free. Our plan has us living to the longest longevity age possible 94 and 97. We want to retire as soon as we reach the financial goal of being able to. We are 54 and 59. The current plan shows that we will be delete our cash when we are in our mid 90's. We have made no increases in our plan for any inheritances that we many get or the final life insurance proceeds if one of us dies before the other. So I know you have to be able to sleep at night when you pull the trigger to retire, but do we need a 100 score and to show no depleted cash to do so. Looking for info from others that have gone before us.