I didn't read all the comments but I don't think the guy is crazy. I actually think some posters here with more mainstream investments have much riskier plans. Software engineers are in high demand and make a lot - for plan B he is young enough he would just have to find contract work for a few months of the year to cover his living expenses as long as he keeps living like a college student with low expenses and shared housing. Robert Shiller
has said the golden age of investing may be over, and recommends his students keep living like college students.
From what I have read in interviews, Vicki Robin from
The Money or Your Life book lives in communal housing and enjoys it. At least some posters here have said college was the best years of their lives. Is living like a college student really so bad? Our kids and their friends seemed pretty happy living like college students, in fact happier than many of our working friends with high stress jobs, big mortgages on houses in the suburbs, long commutes and families to support. One of our kids makes a decent income these days and is actually moving to a larger space with an additional roommate. The roommates are all good friends and enjoy living together.