SoReadyToRetire
Recycles dryer sheets
SoReady2: Thanks for joining and THE Question. Something that I keep running into when calculating "can I now" (which is 6yrs for DW & me) is what is the yearly health cost between ER and 65. If your gene pool is unlucky it will be largest expense at 64. However if you know it be near zero at 64, why not now? Get quotes is the best answer I get...
The other big question mark is your 401K earnings between now and SS. If the SP500 looses half its value 6 months after ER do you have the nerves (& resources) to wait two years for it to come back before withdrawing anything?
Unrelated question: We are thinking of moving to New England. Do you go across the border into NH for tax free shopping or Canada for cheaper Rx? Thanks!
Hi, SnowBound! Thanks for the welcome and the feedback. We personally don't go into NH to shop tax-free since (a) we're on the western side of Vermont, and (b) clothing and food are still tax-free here. Where are you thinking of moving to? I hope you're incredibly liberal if you're moving here! Oh, and no, we don't go into Canada for Rx, either. I'm very lucky in that I'm real healthy, and my hubby is on just one medication for his Crohn's at this time. We're both still working; my insurance is great, and his is reasonable, so we make do with what we can get here in VT.
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