The Enron and Madoff victims have something in common: GREED
One would have to assume that, like the Enron folks, the madoff victims were either the dumbest of the dumb or just people whose greed easily outdistanced whatever common sense they had.
I'm sympathic in that I believe the unfortunate should be cared for in our society (example, my grandson has cerebral palsey and deserves some consideration) but these Madoff "victims" need to recognize that they have a mental problem that they need to learn to deal with.