IDreamofRetiring
Confused about dryer sheets
- Joined
- Jan 23, 2018
- Messages
- 8
Hi everyone!
I’m new to this site. I heard about it through a casual conversation and decided to check it out. I recently turned 30 and have been thinking more and more about our future (married, no kids yet). Unfortunately, my husband and I do not come from backgrounds/families where there was strong financial literacy, so we are trying to learn on our own. If you could be so kind as to share some tips or things you wish you would’ve known/done in the past that would be greatly appreciated. Aside from paying down debt, we are eager to learn more about ways to make our money grow (investments? CDs? bitcoin? Lol)
Current Situation:
Married - Combined income of $147K (this will increase this year)
Combined debt of about $98K (inclusive of 2 car notes, consolidated student loan and credit cards)
Note: we are actively working on paying down that debt, especially the credit cards
My 401K - $38K
His 401K/stock purchase plan - $89K
Emergency fund/cash saved - $12K
Homeowners - $67,845 left to pay
I’m new to this site. I heard about it through a casual conversation and decided to check it out. I recently turned 30 and have been thinking more and more about our future (married, no kids yet). Unfortunately, my husband and I do not come from backgrounds/families where there was strong financial literacy, so we are trying to learn on our own. If you could be so kind as to share some tips or things you wish you would’ve known/done in the past that would be greatly appreciated. Aside from paying down debt, we are eager to learn more about ways to make our money grow (investments? CDs? bitcoin? Lol)
Current Situation:
Married - Combined income of $147K (this will increase this year)
Combined debt of about $98K (inclusive of 2 car notes, consolidated student loan and credit cards)
Note: we are actively working on paying down that debt, especially the credit cards
My 401K - $38K
His 401K/stock purchase plan - $89K
Emergency fund/cash saved - $12K
Homeowners - $67,845 left to pay