Hey Group, thank you for letting me join this forum. I have been reading articles for about six years. I just turned 59 yrs. old two days ago. My DW is 56 yrs. old. Let me tell you about our situation. I retired(medical) from company number 1 at 48 yrs. of age. I started drawing my pension at 55. It is $1415.00 per month. I just rolled it over to a savings account. I try to never touch it. We have $43,000.00 in that account as of today. I hope to not touch it until August 1st 2021. That is the day i get out of so much stress. For job number 2 (present). When 08/01/2021 comes i will start a monthly annuity of $1700.00. My wife will have a small retirement of $650.00 per month when she turns 60 yrs. old. So our monthly income without SS will be somewhere around $3700.00. With company 2, they match up to 5% of my savings. I put$1450.00 a month into my 401k. It goes into a roth. The total in the Roth is appx. $150,000.00. The rest(($350,000) is in high risk mutual funds. We also have a IRA with a outside investment firm. It total is about $76,000. I hope to have around $600.000.00 in companys 2 when i retire. Well now the big question. Do you think we can retire and not touch SS until 65 yrs. old? BTW we will have to buy our on insurance. We have not monthly payments except for the basic.