There's a thread asking the opposite question:
https://www.early-retirement.org/forums/f28/bond-funds-or-cash-reserves-103351-6.html#post2421102
And it has a bit of a divergent discussion, one person talked about how he moved into Long Term Treasuries in 2019 and is doing quite well now (up something like 20%). See post #46 ff.
So one topic might be "is it too late to do that - or have most of the gains happened." Presuming you trust your timing for later taking the gains.
And there are other sorts & durations of bonds, and everyone's situation is different.
So maybe limit the scope to people who are already retired and focused more on capital preservation than riding thru another long down & up cycle.
What dividend rate might be predicted for something like BND going forward? Might that have a decent psychological risk return between some immediate dividend cash in hand and a rise in NAV if you hold for its 6.2 year duration?
https://www.early-retirement.org/forums/f28/bond-funds-or-cash-reserves-103351-6.html#post2421102
And it has a bit of a divergent discussion, one person talked about how he moved into Long Term Treasuries in 2019 and is doing quite well now (up something like 20%). See post #46 ff.
So one topic might be "is it too late to do that - or have most of the gains happened." Presuming you trust your timing for later taking the gains.
And there are other sorts & durations of bonds, and everyone's situation is different.
So maybe limit the scope to people who are already retired and focused more on capital preservation than riding thru another long down & up cycle.
What dividend rate might be predicted for something like BND going forward? Might that have a decent psychological risk return between some immediate dividend cash in hand and a rise in NAV if you hold for its 6.2 year duration?