I've learned, that as a fellow INTJ, you can analyze, plan, calculate, plan and worry some more. but you're better off just doing it! No more OMY to get a 100% success rate with a larger buffer, which doesn't exist since the future is not set.
I've learned that an INTJ's job title does not designate WHO or WHAT they are.
I've learned plenty about the money side of things. SS strategies, SWR, health insurance, ideas for travel, too many to name.
Who knew that there are that many LBYM people, as all you hear and see is conspicuous consumption. Who knew that I was part of the millionaire next door group, that living on 54% of your salary after taxes was not the norm, that I really don't need 85% salary replacement to retire if you are currently living on much less that that!
This forum is full of thoughtful people, glad I found it.