aja8888
Moderator Emeritus
The other wedding thread got me wound up.
We are marrying off DD in late April at a rented "wedding venue" facility nearby and expect to have about 75 guests. I have it set up for catering a Texas BBQ buffet, open bar with ONLY beer and wine, and the usual experienced photographer, licensed bartender, security guard, disc jockey, decorator, etc.
We are not planning on having a paid "wedding coordinator" as I see this as a straight forward event and have already hired the contractors and paid deposits. We made and sent out wedding invitations and ordered flowers, table centerpieces, etc, etc. Event coordination duties at the day of the wedding will be split between two family members who are not in the wedding party and are capable of this task. We don't see this as a huge task as all the contractors are very experienced in providing wedding services.
What I haven't done yet is evaluate "wedding insurance" as this product is suggested to be obtained by the Venue owner in their handouts. I'm leaning toward getting a policy due to the fact that we are serving alcohol and who knows what can happen there? Apparently, this coverage also covers other situations if contractors don't show up, personal items are damaged (wedding dress, etc), etc.
I have been shopping online insurance applications and they seem to be vague in the details of the coverage until after you buy the policy, which I have obviously not done yet. Not providing all the policy details may be OK, but never having bought this coverage, I am hesitant to pull the payment trigger.
Since you are all such an experienced and knowledgeable group , I am asking folks here what experiences they have in this area of liability and property damage insurance for weddings (and possibly other similar events).
Thanks for any comments/experiences you can share.
We are marrying off DD in late April at a rented "wedding venue" facility nearby and expect to have about 75 guests. I have it set up for catering a Texas BBQ buffet, open bar with ONLY beer and wine, and the usual experienced photographer, licensed bartender, security guard, disc jockey, decorator, etc.
We are not planning on having a paid "wedding coordinator" as I see this as a straight forward event and have already hired the contractors and paid deposits. We made and sent out wedding invitations and ordered flowers, table centerpieces, etc, etc. Event coordination duties at the day of the wedding will be split between two family members who are not in the wedding party and are capable of this task. We don't see this as a huge task as all the contractors are very experienced in providing wedding services.
What I haven't done yet is evaluate "wedding insurance" as this product is suggested to be obtained by the Venue owner in their handouts. I'm leaning toward getting a policy due to the fact that we are serving alcohol and who knows what can happen there? Apparently, this coverage also covers other situations if contractors don't show up, personal items are damaged (wedding dress, etc), etc.
I have been shopping online insurance applications and they seem to be vague in the details of the coverage until after you buy the policy, which I have obviously not done yet. Not providing all the policy details may be OK, but never having bought this coverage, I am hesitant to pull the payment trigger.
Since you are all such an experienced and knowledgeable group , I am asking folks here what experiences they have in this area of liability and property damage insurance for weddings (and possibly other similar events).
Thanks for any comments/experiences you can share.