SteveTheDog
Dryer sheet wannabe
- Joined
- Dec 2, 2022
- Messages
- 13
Hello all,
First post here so please let me know if I'm in the wrong forum or making any other rookie mistakes.
I'm 44 and have unfortunately been pretty lazy about my retirement planning. I am ready to get serious now though.
I have about 70k in my 401k (rough year) and just added/maxed out a Roth IRA for 2022. I will definitely do that again every year I can going forward.
I'm going to also max out my 401k this year as well and thought it might be wise to peal off maybe 1/4 of that into a Roth 401k. My company doesn't match so they aren't any complications there.
I have some money in a brokerage and some cash that I'm slowly trying to figure out what to do with but that's a much longer question for another day. I have no debt.
Let me know if this isn't enough info. Thoughts on this?
First post here so please let me know if I'm in the wrong forum or making any other rookie mistakes.
I'm 44 and have unfortunately been pretty lazy about my retirement planning. I am ready to get serious now though.
I have about 70k in my 401k (rough year) and just added/maxed out a Roth IRA for 2022. I will definitely do that again every year I can going forward.
I'm going to also max out my 401k this year as well and thought it might be wise to peal off maybe 1/4 of that into a Roth 401k. My company doesn't match so they aren't any complications there.
I have some money in a brokerage and some cash that I'm slowly trying to figure out what to do with but that's a much longer question for another day. I have no debt.
Let me know if this isn't enough info. Thoughts on this?