mathjak107
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jul 27, 2005
- Messages
- 6,210
the real question boils down to do you want to take on more market and interest rate risk or longevity risk ?
if we delay , at age 70 our market dependency drops greatly compared to age 62 . withdrawals are much less and sequence risk drops if we delay.
for a couple the actual real return if even one lives to 90 (about a coin toss chance ) can be about 5% which rivals the real return from a balanced portfolio but you get it from what amounts to a gov't bond
if we delay , at age 70 our market dependency drops greatly compared to age 62 . withdrawals are much less and sequence risk drops if we delay.
for a couple the actual real return if even one lives to 90 (about a coin toss chance ) can be about 5% which rivals the real return from a balanced portfolio but you get it from what amounts to a gov't bond
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