Does anyone else have this problem?
Scenario is I retired age 52. DH is working final two years to get health insurance, hoping for an early out opportunity. Before I got out, we had enough money per firecalc, no debt and a life plan. This past year since I have not been working savings have done very well thanks to asset allocation,minimal fees and prudent investment choices, as well as continuing to sock part of our one salary away. I would prefer DH get out of the workforce, however sometimes you have to do what you have to do. We have independent children. If we have leftover money when we leave this earth that 's OK, but I am not planning our life to leave a big inheritance.
The weird thing is that we really have a hard time spending money. Our circumstances with DH working beyond the FI point and our investments doing well is we could have some good splurges, but for some reason we just cannot do so besides some great vacations. We do focus on healthy foods and lifestyle, and don't scrimp in the grocery store or in the gym.
Has anyone been able to change from the cheapo mindset and loosened the purse strings, at least a little ? How did you do it? Do you have any regrets?
Scenario is I retired age 52. DH is working final two years to get health insurance, hoping for an early out opportunity. Before I got out, we had enough money per firecalc, no debt and a life plan. This past year since I have not been working savings have done very well thanks to asset allocation,minimal fees and prudent investment choices, as well as continuing to sock part of our one salary away. I would prefer DH get out of the workforce, however sometimes you have to do what you have to do. We have independent children. If we have leftover money when we leave this earth that 's OK, but I am not planning our life to leave a big inheritance.
The weird thing is that we really have a hard time spending money. Our circumstances with DH working beyond the FI point and our investments doing well is we could have some good splurges, but for some reason we just cannot do so besides some great vacations. We do focus on healthy foods and lifestyle, and don't scrimp in the grocery store or in the gym.
Has anyone been able to change from the cheapo mindset and loosened the purse strings, at least a little ? How did you do it? Do you have any regrets?