Michael:
"If you need to withdraw 10% to survive, the SWR tells you to go back to the drawing board and make a new plan."
If you need 10% to survive, then going back to the drawing board don't hardly help much
Either that, or the 10% survival requirements were fictitious. (If you can reorganize your finances to reduce the 10%, then you didn't need that much in the first place.)
For me 'n the wife, something like 4% is just fine, but we can easily cut back to 1 - 2%.
What we need for survival is 0%.
BigMoney:
"... do you hope to gain insight from such a person?"
Nope. I'm curious about so many things ... and that's one of 'em.
Although I think that the 4% Rule is a useful guide, I can't see much use in periodic SWR calculations (while withdrawing).
It's hard believe that anybuddy actually does this. If so, it'd be quite interesting (for me).
***** ... about your book:
Would it be helpful to have a CD inside the back cover (as so many financial books seem to have these days)?
If so, I'd be happy to have you use any or all of the gummy_stuff CD.
I'm not asking for any monetary rewards. It's just that, at my age, my website will self-destruct soon enuff and if a few copies continue to exist (after I stop existing) that'd be great
If you think it'd be useful, I'll send y'all a CD (for free)
... and you're free to do with it as you wish. You can even change the name to hocus_stuff
"If you need to withdraw 10% to survive, the SWR tells you to go back to the drawing board and make a new plan."
If you need 10% to survive, then going back to the drawing board don't hardly help much
Either that, or the 10% survival requirements were fictitious. (If you can reorganize your finances to reduce the 10%, then you didn't need that much in the first place.)
For me 'n the wife, something like 4% is just fine, but we can easily cut back to 1 - 2%.
What we need for survival is 0%.
BigMoney:
"... do you hope to gain insight from such a person?"
Nope. I'm curious about so many things ... and that's one of 'em.
Although I think that the 4% Rule is a useful guide, I can't see much use in periodic SWR calculations (while withdrawing).
It's hard believe that anybuddy actually does this. If so, it'd be quite interesting (for me).
***** ... about your book:
Would it be helpful to have a CD inside the back cover (as so many financial books seem to have these days)?
If so, I'd be happy to have you use any or all of the gummy_stuff CD.
I'm not asking for any monetary rewards. It's just that, at my age, my website will self-destruct soon enuff and if a few copies continue to exist (after I stop existing) that'd be great
If you think it'd be useful, I'll send y'all a CD (for free)
... and you're free to do with it as you wish. You can even change the name to hocus_stuff