Hermit
Thinks s/he gets paid by the post
Nonsense. If RMDs/tax torpedo is an issue, then it is better to defer SS and use any headroom to reduce tIRAs through withdrawals or Roth conversions before starting SS.
Are you sure this is correct in all situations? If you have significant income and have only enough headroom for SS at 62, I would think it would be worth running the numbers to determine taxes throughout your lifetime to see which direction may work better. You are talking about limiting your yearly income by quite a bit after 70 when you take SS at 62.