ExFlyBoy5
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
What's the insurance situation though?
My credit card will provide primary insurance if I refuse CDW.
But I don't know if they would include Turo so what do they do, charge a large deposit against your card in case of damage?
From what I have found out with my limited research, credit card "insurance" will NOT cover this arrangement. Why? It's a car sharing service and not a rental service. *SOME* car insurance policies MAY cover it, but YMMV. I have elected to use the add on service which is pricey (usually 100% of the daily rental rate) but the coverage is pretty good (such as $750K liability coverage) and it's still WAY cheaper than a traditional rental (in my limited experience).
As an example, I looked at rental cars on Expedia/Travelocity for my upcoming trip and the absolute cheapest car (no insurance add-ons) is $642 all in. The Turo rental I have is $483 all in (with highest level of insurance added in). Maybe not a HUGE savings, but it's enough for me to use the app. And as I mentioned, I have had great customer service with the car "hosts" which I have had a hard time getting with a traditional service.
Oh, and no extra deposit on the car. The hosts are required to insure the cars and looking at the /reddit thread about it, most hosts also add on the insurance that is available through Turo.