Hello, I am new to the forum and hopefully have only 2 years left to at least part time retire. I will be 46 years old at that time and am I very conservative saver. Would like to get real advise on health care costs and what it takes to get out of the rat race. Son is an adult now with only 2 more years in school. Cannot talk to any friends about money. Most do not have a clue. We are debt free and have alot in savings! At least I think it is alot. Should be able to squeeze around 9K a month without touching any principle. Any advice would be great.