I have enjoyed reading the posts on this site and finally decided to join. My wife and myself are 54 years old. My wife retired six years ago to become a full time grandma. I will probably work for many years to come because I like what I do. Even though I may not be a very early retiree I have learned much from this forum that will help in the future when I decide to take the plunge. I look forward to learning much more in the future. Thanks to all who make this site so entertaining and educational.