tmm99
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- May 15, 2008
- Messages
- 5,221
A friend of mine rents an apartment in southern California and she told me she had received a letter from her new landlord (it's not a small complex - maybe 50-100 units? I am guessing.) saying she now needs to provide proof of renters insurance with the minimum coverage of $100K in liability and the apartment needs to be listed as an additional party on the policy.
I have never heard of anything like this. It sounds absurd to me but I am not expert. I have a renter's insurance myself - I always have gotten one in case of fire or earthquake or whatever (I used to live in northern CA), I have some extra money to repurchase some things (I think the amount had always been less, probably much less than 100K, but I can't remember exactly how much), but I have always done it on my own accord. I remember that some lease agreements I signed mentioned that I was responsible for my own belongings and I should get a renter's insurance if I wanted to cover any losses of my own possessions, but they never tried to force me to get renter's insurance. The letter my friend received says that she needs to list the apartment as an additional party on the policy (what??) in addition to herself and it clearly states that the minimum coverage of 100K in liability is required. She lives in an unfurnished studio apartment - maybe 400 sqft in size??
My friend didn't get a renter's insurance and she successfully renewed her lease, but I was just curious if the landlord can enforce what he is requesting.
I have never heard of anything like this. It sounds absurd to me but I am not expert. I have a renter's insurance myself - I always have gotten one in case of fire or earthquake or whatever (I used to live in northern CA), I have some extra money to repurchase some things (I think the amount had always been less, probably much less than 100K, but I can't remember exactly how much), but I have always done it on my own accord. I remember that some lease agreements I signed mentioned that I was responsible for my own belongings and I should get a renter's insurance if I wanted to cover any losses of my own possessions, but they never tried to force me to get renter's insurance. The letter my friend received says that she needs to list the apartment as an additional party on the policy (what??) in addition to herself and it clearly states that the minimum coverage of 100K in liability is required. She lives in an unfurnished studio apartment - maybe 400 sqft in size??
My friend didn't get a renter's insurance and she successfully renewed her lease, but I was just curious if the landlord can enforce what he is requesting.