OldShooter
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
"FA" does not equal "Fiduciary." "FA" actually does not mean anything at all; anyone with $15 headroom on a credit card can get "FA" on his/her business cards at vistaprint. Actually, CFP does not equal "fiductiary" either, though there is a lot of folklore out there to the contrary.
Brokercheck.com showing Series 65 or Series 66 licensing is a better indicator, but what I tell people is to get a letter from the FA stating that he/she is acting as a fiduciary in all aspects of his/her relationship with the client. This "all aspects" bit is important because there are some workarounds relating to commissioned insurance products. Before the DOL rule died, it was also important because the DOL rule only applied to retirement accounts.
Brokercheck.com showing Series 65 or Series 66 licensing is a better indicator, but what I tell people is to get a letter from the FA stating that he/she is acting as a fiduciary in all aspects of his/her relationship with the client. This "all aspects" bit is important because there are some workarounds relating to commissioned insurance products. Before the DOL rule died, it was also important because the DOL rule only applied to retirement accounts.