The good thing about hurricanes is that you know they are coming and can move out of the way or hunker down in a shelter designed for survival. I would opt for get out of the way. I have been through many typhoons and hurricanes (12+) since I was 7 yrs old so not worried about them. No real timely warning with earthquakes to give you time to avoid it and I wouldn't want a building falling in on top of me. I'm not too worried about massive forest fires either. Palm trees don't burn well and they are usually spaced too far apart. Have I seen too many disaster movies?
Cheers!
Here is a book folks might find useful for searches like this. My copy is over 25 years old - so way out of date. What I liked about it was that it had a number of categories rated - allowing you to set your own priorities.
https://books.google.com/books?id=S...ce=gbs_ge_summary_r&cad=0#v=onepage&q&f=false
Check out Laguna Woods Village in Laguna Woods, CA. A 55+ community.
I just looked on Realtor.com the association fees for Laguna Woods is $777-$793 and the cheapest places are 400-500k.
Those prices are real. Prices range from that level up to 1.8Million. HOA fees are somewhat high but many things are included and there are many amenities available. The place is gated and a relatively safe community. Like anywhere else the place has its pluses and minuses. But it's in south Orange County and no where is less money in that area than Laguna Woods.While the association fees are $600-800+, I've got a nice bunch of $245K-350K places pulled up!
I don’t really want to give away the secret but check out the Rio Grande Valley in Texas. Last year for $219k we bought a beautiful house fully furnished with free golf and daily pickleball. They play tennis also but I like pickleball better. Downside is property taxes 3k/yr and HOA dues $1,300/yr.
Heh, heh, I'm jealous of those HOA dues. $900/month is roughly what we pay starting next year. BUT, our reserves are in great shape. Just a pool and nice grounds for amenities, but I consider "looking out the window" as the single best amenity in our building. YMMV
So how much of that $900/month is the view? We have high reserves in our HOA and we pay $200/month.