pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
This one was good for a chuckle...
Perhaps they should rename themselves dumbasset
This one was good for a chuckle...
I think I've got the right thread, but if not, please advise.
I used to earn 1.5% at Barclays, in a savings account. Now it's .006.
I have pondered CDs, but frankly, I'm a bit lazy; I just want to move money in and out of a savings account and not worry about CD terms of 1 year, 6 months, etc.
Any suggestions as to a better savings account rate?
I should probably know the answer to this as I've been an NFCU member forever...can anyone, regardless of how many other certificates they have there, buy these "Easy Start" certificates as long as they don't have more than one at any given time? I think I've always just assumed from the name and the low maximum that they were intended to get young service members in the thrift habit.
DW and I just opened a NFCU Special Easy Start certificate each at 3.5% for 12 months event though we have other certificates with them. So yes, you can always have one. They also just made a change to allow rolling over the certificate at maturity in another Special Easy Start certificate. They are still a max of $3,000, but an individual and spouse can each open their own for a total of $6,000.
Only available to members who have direct deposit & a checking account.
I have minimal in a checking account. The direct deposit requirement was not enforced with us.
... Certificate owner(s) age 18 and older must have Direct Deposit of Net Pay or payroll allotment and a Navy Federal checking account within 90 days of the certificate issue date. If these requirements have not been satisfied by the 90th day, your Special EasyStart Certificate dividend rate will be reduced to the prevailing dividend rate of the standard EasyStart Certificate for the remainder of the certificate's term.
My understanding was that if you didn't meet the criteria of having some sort of direct deposit then the interest rate would drop from 3.5% to 0.5%.
Have you passed the 90 days yet?
I am moving multiple accounts out of capital One 360 because the interface has been dumbed down to child level. If you have multiple online accounts there is no ability to see a total for all accounts!
Online savings (Ally, Discover Bank, Capital One) are in the 0.8% range currently.
Anyone see this? Not on deposit accounts.
9 and 13 months CDs. 3%+.
Not touting it. Just asking.
[mod note - removed link suspect scam]
Called and spoke to a guy [at Asia Pacific], seemed legit. But who knows how to tell...for sure.
He mentioned goldman sachs had similar high value / high yield accounts? 1st I have heard of it..... Am locked up for the next 1-4 years ave. 3.25%. But still check around. Let me know what you folks find out about this one.
Anyone see this? Not on deposit accounts.
9 and 13 months CDs. 3%+.
Not touting it. Just asking.
mod note - removed link suspect scam]
Good info, but this is not Asia Pacific National, but Asia Pacific Group according to the website link.SCAM FRAUD...STAY AWAY!!!
These are the same crooks that popped up about 6 months ago and almost claimed one of our members.
https://www.whois.com/whois/asiapacificnational.com
New Russian Domain Registration:
Registered On: 2020-08-19
Name: Protection of Private Person
Street: PO box 87, REG.RU Protection Service
City: Moscow
Postal Code: 123007
Country:RU
Phone:+7.4955801111
Fax:+7.4955801111
Email:email@regprivate.ru
Good info, but this is not Asia Pacific National, but Asia Pacific Group according to the website link.
It seemed too good to be true to me. A similarly named institution appears on deposit accounts, Asian Pacific National Bank, which made me think It had at least some legitimacy.
Oh well live and learn.