How did you get $600 in travel credit? I know it is $300 in credits per year (unless you are counting this year as $300 and next year as $300 and cancel before the annual fee is charged next year?). But I agree, the Chase Reserve card is great. $450 fee but subtract out $1000 sign-up bonus if taking it as cash back ($1,500 when booking as a reward). $300 in travel credit per year, $100 every 4-5 years on Global Entry cost. Free Priority Pass Lounge Access is not necessary but nice. 3x points earned on travel and dining. The 1.5x bonus on booking travel through rewards is great, especially since I had piled up 150,000 in points on my non-fee Freedom card. So between my now 250K points now and my wife's 100K and our general spending (points can be transferred to this card for free), I don't think we will have to pay for a flight and/or hotel for many many years. If you like simplicity, go with cash back but if you like fun, play around with points. ThePointsGuy website and app is great with that.