Dash man
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You can see credit card charges on the banks app almost immediately. You can also get text messages and/or emails whenever there’s a charge if you set up notifications. No need to wait for statements.Our bank pays 4% on the first $25K in our checking account if we make at least 20 debit purchases a month, so yes, I whip that card out to meet that goal. Plus, I can see where our dollars are going without waiting for a CC statement.
You can also set up a cash management account at Fidelity and get better interest in a money market account without using a debit card. Get cash back with a credit card and pay the bill from your cash management account.