audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Some banks and some CCs are better at alerts than others - some on text some by email - if text I usually have also email. If the transaction is on Costco Citi, any Chase card or BofA card I get instant notification. Some others only notify when the transaction clears, but at least that’s timely.
BofA and Chase checking billpay I get immediate alerts. I don’t have checks on my Chase checking. I think with both I go through extra verification hoops whenever a new pay to billing account is added. Fidelity cash management I get instant notification of any debit card transaction. I wish Schwab did this. American Express Personal Savings also notifies and withdrawal or deposit.
It’s kind of funny when a Citi Costco VISA transaction occurs because all these pings go off (watch, phone) as I’m standing at the register - the second its processsed! I’ve been using it for hotels in Europe, so pings for the charge and for the foreign transaction.
Also the fraud alert handling is now much improved for me, as several of my CC companies will contact me by text if they are noticing suspicious activity, and I get to text back to verify. This saved some hassle recently with foreign transactions (online, pre-trip) as I was able to text back and confirm, and then retry a transaction if blocked. In the “old days” I would be having to call the fraud department and sort it out.
BofA and Chase checking billpay I get immediate alerts. I don’t have checks on my Chase checking. I think with both I go through extra verification hoops whenever a new pay to billing account is added. Fidelity cash management I get instant notification of any debit card transaction. I wish Schwab did this. American Express Personal Savings also notifies and withdrawal or deposit.
It’s kind of funny when a Citi Costco VISA transaction occurs because all these pings go off (watch, phone) as I’m standing at the register - the second its processsed! I’ve been using it for hotels in Europe, so pings for the charge and for the foreign transaction.
Also the fraud alert handling is now much improved for me, as several of my CC companies will contact me by text if they are noticing suspicious activity, and I get to text back to verify. This saved some hassle recently with foreign transactions (online, pre-trip) as I was able to text back and confirm, and then retry a transaction if blocked. In the “old days” I would be having to call the fraud department and sort it out.