Cr Rpt - worth changing?

[JohnDoe]

I pulled my cr rpt from Experian today and noticed that my birth date is off a yr. Is it worth disputing to get it changed? I think it's right at the other 2 agencies.

 

[kaudrey]

Yes, I would change it. You should just have to fill out an online form and they'll take care of it. Shouldn't be too time consuming.

 

[ronin]

I just got off the phone with TransUnion to dispute an erroneous item on my credit report. While I couldn't complete the change on line for some reason, it only took about a minute to resolve it with the rep on the phone. So, it's not too tough to deal with.

 

[Walt34]

Yes, change it. The error may compound itself.

Then again, if you're never going to apply for credit again it probably doesn't matter.