I have been a CC minimalist my whole life. I carry just my bank debit card and a MasterCard CC which is through my CU. It earns points but, I don't find them useful since I can't turn them into cash and I am not interested in buying stuff like air fryers or golf bags with flourescent straps!
In the past I tend to use my debit card for almost all purchases. This was to avoid exposing myself to CC interest payments. Now, I realize I am missing out on possible rewards.
Anyway, I wouldn't mind getting a CC that earns real perks like, airline credit or real cash back on purchases.
Would love to hear what other folks are happy with. Thx.
In the past I tend to use my debit card for almost all purchases. This was to avoid exposing myself to CC interest payments. Now, I realize I am missing out on possible rewards.
Anyway, I wouldn't mind getting a CC that earns real perks like, airline credit or real cash back on purchases.
Would love to hear what other folks are happy with. Thx.